4448 N 1170 E, Enoch (Cedar City), UT 84721 Property Records

Iron County property record for 4448 N 1170 E, Enoch, UT 84721

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,157 sqft · built 2000
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2016)
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2020 Mortgage + 9 more
APN	`A-0909-0004-0000`

Property Details

APN / Parcel Number

Primary APN	`A-0909-0004-0000`
Alternative APNs	`0404233-1` `404233-1` `0404233`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,157 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,157 sqft
Basement Area	1,135 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Account Number	0404233
Street Address	4448 N 1170 E
City	CEDAR CITY
State	UT
Zip	84721-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, SOUTHWESTERN HOMESTEAD SUBDIVISION, PHASE I.
Legal Range	11W
Legal Township	35S
Legal Section	13
Legal Subdivision	WESTERN HOMESTEAD SUBDIVISION
Legal Phase	1
Legal Lot Number	4
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	2
Census Block	2018
Census Tract	110201

Owner

4448 N 1170 E is owned and occupied by two individuals who bought it in August 2016.

Source: Iron County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4448 N 1170 E, CEDAR CITY, UT 84721-7432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF SOUTHERN UTAH
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF SOUTHERN UTAH
Sep 20, 2024	Deed of Trust, Mortgage · Line of Credit STATE BANK OF SOUTHERN UTAH
Oct 3, 2006	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN UTAH FCU
Mar 13, 2013	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 3, 2007	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST COMMUNITY FCU
Feb 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Aug 12, 2015	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 3, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BNC MORTGAGE INC
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Dec 7, 2022	Warranty Deed, Transfer SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Nov 22, 2011
Deed Document Number	2016687791
Deed Book / Page	1353 / 840
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	01213/0923
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CEDAR LAND TITLE, CEDAR LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01389/0181
Date	Sep 26, 2017
Book Page	1389/0181
Instrument	00703666

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	CEDAR CITY, UT 84720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01480/1658
Date	Apr 7, 2020
Book Page	1480/1658
Instrument	742804

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	CEDAR CITY, UT 84720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 N 1170 E, ENOCH, UT 84721-7432

Mortgage

Document Number	001690/359
Date	Sep 20, 2024
Book Page	1690/359
Instrument	823778

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	CEDAR CITY, UT 84721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01057/1113
Date	Oct 3, 2006
Book Page	1057/1113
Instrument	00539496

Lender

Name	SOUTHERN UTAH FCU
Address	SAINT GEORGE, UT 84770

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01261/0500
Date	Mar 13, 2013
Book Page	1261/0500
Instrument	00640672

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01099/0507
Date	Aug 3, 2007
Book Page	1099/0507
Instrument	00557676

Lender

Name	SOUTHWEST COMMUNITY FCU
Type	Credit Union
Address	SAINT GEORGE, UT 84770

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2037

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SECURITY ESCROW AND TITLE COMPANY, SECURITY ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01232/1751
Date	Feb 29, 2012
Book Page	1232/1751
Instrument	00626792

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2042

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN -TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01321/0835
Date	Aug 12, 2015
Book Page	1321/0835
Instrument	00673249

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00957/00649
Date	Jan 3, 2005
Book Page	00957/00649
Instrument	00496175

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender
Address	IRVINE, CA 92623

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2020

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Nov 6, 2025
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Document Number	001736/285
Book / Page	1736 / 285
Instrument Date	Nov 6, 2025
Instrument	840469
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 N 1170 E, ENOCH, UT 84721-7433

Mortgage

Document Number	001736/286
Date	Nov 6, 2025
Book Page	1736/286
Instrument	840470

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Dec 7, 2022
Property Address	4448 N 1170 E, ENOCH, UT 84721-7432
Document Number	001630/673
Book / Page	1630 / 673
Instrument Date	Dec 7, 2022
Instrument	800144
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4731 N 1170 E, CEDAR CITY, UT 84721-7433

Tax Assessment & Valuation

The 2026 property tax bill for 4448 N 1170 E was $1,312, up 4.5% from the year before.

Source: Iron County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Enoch City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00 (+4.46%)	$179,142 (+4.09%) Land $52,250 Building $126,892	$325,713 (+4.09%) Land $95,000 Building $230,713
2025	$1,256.00	$172,102 Land $45,650 Building $126,452	$312,912 Land $83,000 Building $229,912
2023	$1,238.00	$167,065 Land $126,200 Building $40,865	$303,760 Land $74,304 Building $229,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4448 N 1170 E; 9 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4448 N 1170 E is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENOCH CITY WATER SYSTEM serves 6,500 people · EPA ID UTAH11004
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2020 Coliform assessment Oct 2019
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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