Highlands County property record for 4448 Loquat Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,335 sqft · built 1994 |
| Lot Size | 0.239 acres (10,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,500 (Apr 2016) |
| Tax Bill | $932 (2024) |
| Deeds & Mortgages | Sep 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C245809000200010 |
| Primary APN | C245809000200010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,439 sqft (0.239 acres) |
| Lot Dimensions | 120 ft deep x 88 ft wide |
| Garage Type | Finished |
| Garage Area | 344 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 236 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C245809000200010 |
|---|---|
| Street Address | 4448 LOQUAT RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-4887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | ORANGE BLOSSOM EST UNIT 9 PB 7 PG 50 LOT 1 BLK 2 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 24 |
| Legal Subdivision | ORANGE BLOSSOM EST |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Legal Unit | 9 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 961301 |
4448 Loquat Rd is owned and occupied by an individual who bought it in April 2016.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4448 LOQUAT RD, SEBRING, FL 33875-4887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2016 · Amount on File |
| Deed Sale | Apr 11, 2016 · Amount on File |
| Prior Sale | Oct 19, 2012 · Amount on File |
| Deed Document Number | 1810406 |
| Deed Book / Page | 2523 / 0240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4448 LOQUAT RD, SEBRING, FL 33875-4887 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002116039 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 2932/663 |
| Instrument | 2116039 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 15, 2027 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,240 | $158,486 Land $15,400 Building $143,086 | |
| 2024 | $932.00 (+4.48%) | ||
| 2023 | $892.00 (+3.48%) Homeowner's exemption | $83,255 (+3%) | $150,047 (+13.18%) Land $15,400 Building $134,647 |
| 2022 | $862.00 Homeowner's exemption | $80,830 | $132,571 Land $7,920 Building $124,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4448 Loquat Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4448 Loquat Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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