Oakland County property record for 4448 Harold Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,178 sqft · built 1977 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 2018) |
| Tax Bill | $4,970 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-14-303-007 |
| Primary APN | 88-20-14-303-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,226 sqft |
| Finished Basement | 1,226 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4448 HAROLD DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 SHALLOWBROOK SUB LOT 161 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Legal Subdivision | SHALLOWBROOK |
| Legal Lot Number | 161 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 197100 |
4448 Harold Dr is owned and occupied by two individuals who bought it in December 2018.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jun 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage STAUNTON FINANCIAL INC |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Dec 19, 2018 | Warranty Deed, Transfer EQUITY TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on File |
| Deed Sale | Dec 19, 2018 · Amount on File |
| Deed Document Number | 2018203409 |
| Deed Book / Page | 52448 / 791 |
| Prior Transfer Date | Feb 28, 2012 |
| Prior Transfer Doc | 0000039204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Document Number | 20260007443 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 60878/655 |
| Instrument | 20260007443 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Document Number | 0000059742 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 58640/671 |
| Instrument | 59742 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000157533 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 54628/629 |
| Instrument | 157533 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 19, 2018 |
| Property Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
| Document Number | 0000203409 |
| Book / Page | 52448 / 00791 |
| Map Reference | LB 144 PG 20-22 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 203409 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | EQUITY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4448 HAROLD DR, 4448, TROY, MI 48085-4908 |
| Name | Verified Name |
|---|---|
| Address | 4448 HAROLD DR, TROY, MI 48085-4908 |
The 2025 property tax bill for 4448 Harold Dr was $4,970 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,970.00 | ||
| 2023 | $327,020 | ||
| 2022 | $5,168.00 | $163,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4448 Harold Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4448 Harold Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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