4448 Halstead Dr, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4448 Halstead Dr, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,574 sqft · built 1952
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$608,500 (Jun 2025)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171-042-28`

Property Details

APN / Parcel Number

Primary APN	`171-042-28`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	16,988 sqft (0.39 acres)
Garage Area	336 sqft
Porch	Porch
Porch Area	200 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4448 HALSTEAD DR
City	CHARLOTTE
State	NC
Zip	28209-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L9 B4 M6-411
Legal Subdivision	MADISON PARK
Legal Block	4
Legal Lot Number	9
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3002
Census Tract	3111

Owner

4448 Halstead Dr is owned by a company that bought it in June 2025.

Source: Mecklenburg County records, as of June 9, 2026

Owner of Record	Company Name on File
Mailing Address	4412 PARK RD, CHARLOTTE, NC 28209-3130
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 102712
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Sep 14, 2022 · Amount on File
Deed Document Number	202556472
Deed Book / Page	39639 / 961
Prior Transfer Date	Jan 1, 2003
Prior Transfer Doc	0000032239
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 9, 2025
Property Address	4448 HALSTEAD DR, CHARLOTTE, NC 28209-3019
Document Number	0000056472
Book / Page	39639 / 961
Map Reference	MB 6 PG 411
Instrument Date	Jun 5, 2025
Instrument	2025056472
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$1,217.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10506 S HALL DR, CHARLOTTE, NC 28270-0282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 PARK RD, CHARLOTTE, NC 28209-3130

Mortgage

Document Number	0000056473
Date	Jun 9, 2025
Instrument	2025056473

Lender

Name	LOAN FUNDER LLC SERIES 102712

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 14, 2022
Property Address	4448 HALSTEAD DR, CHARLOTTE, NC 28209-3019
Document Number	0000130217
Book / Page	37642 / 84
Map Reference	MB 6 PG 411
Instrument Date	Sep 14, 2022
Instrument	2022130217
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$977.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 SELWYN AVE # 726, 726, CHARLOTTE, NC 28209-1785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 HAWTHORNE LN APT 131, 131, CHARLOTTE, NC 28204-2172
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130218
Date	Sep 14, 2022
Instrument	2022130218

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 4448 Halstead Dr was $3,903, up 1.8% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,903.00 (+1.77%)	$486,300 Land $275,000 Building $211,300	$486,300 Land $275,000 Building $211,300
2024	$3,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4448 Halstead Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	11 (2005–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4448 Halstead Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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