St. Mary's County property record for 44478 Moss Ct, Callaway, MD 20620
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,728 sqft · built 1994 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,000 (Aug 2021) |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-033038 |
| Primary APN | 02-033038 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Total Area |
| Basement Area | 1,468 sqft |
| Finished Basement | 1,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,244 sqft (2.99 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 104 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 033038 |
|---|---|
| Street Address | 44478 MOSS CT |
| City | CALLAWAY |
| State | MD |
| Zip | 20620-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 67 PLAT 37/85 COX'S RUN |
| Legal Subdivision | COXS RUN |
| Legal Lot Number | 67 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 876102 |
44478 Moss Ct is owned and occupied by an individual who bought it in August 2021.
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44478 MOSS CT, CALLAWAY, MD 20620-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Aug 10, 1999 · Amount on File |
| Deed Book / Page | 5877 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 11, 2021 |
| Property Address | 44478 MOSS CT, CALLAWAY, MD 20620-2007 |
| Document Number | 0058770440 |
| Book / Page | 5877 / 440 |
| Map Reference | LB EWA 37 FO 85 |
| Instrument Date | Aug 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 44478 MOSS CT, CALLAWAY, MD 20620-2007 |
| Document Number | 5877447 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 5877/447 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 44478 Moss Ct was $3,896 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,700 | $436,900 Land $129,900 Building $307,000 | |
| 2025 | $3,896.00 Homeowner's exemption | ||
| 2023 | $3,623.00 Homeowner's exemption | $352,633 | $426,100 Land $129,900 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44478 Moss Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44478 Moss Ct is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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