4447 Bellow Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4447 Bellow Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 2022
Lot Size	0.121 acres (5,303 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-009-101-127`

Property Details

APN / Parcel Number

Primary APN	`02-02-009-101-127`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,303 sqft (0.121 acres)
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4447 BELLOW DR
City	LORAIN
State	OH
Zip	44053-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT MARTINS RUN SUB NO 4 50 X 110
Legal Subdivision	CROSSINGS AT MARTINS RUN SUB NO 4
Legal Block	101
Legal Lot Number	119
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2017
Census Tract	97202

Owner

4447 Bellow Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Lorain County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4447 BELLOW DR, LORAIN, OH 44053-1741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 28, 2022	Survivorship Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 18, 2022	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022
Deed Sale	Oct 28, 2022
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	2022896804
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4447 BELLOW DR, LORAIN, OH 44053-1741
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4447 BELLOW DR, LORAIN, OH 44053-1741

Mortgage

Document Number	0000912895
Date	Apr 18, 2023
Instrument	2023-0912895

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 28, 2022
Property Address	4447 BELLOW DR, LORAIN, OH 44053-1741
Document Number	0000896804
Map Reference	VOL 111 PG 65
Instrument Date	Oct 13, 2022
Instrument	2022-0896804
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4447 BELLOW DRIVE, LORAIN, OH 44053-1741

Mortgage

Document Number	0000896805
Date	Oct 28, 2022
Instrument	2022-0896805

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

July 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 18, 2022
Property Address	4447 BELLOW DR, LORAIN, OH 44053-1741
Document Number	0000883630
Map Reference	VOL 11 PG 65
Instrument Date	Jun 24, 2022
Instrument	2022-0883630
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4447 Bellow Dr was $1,034, up 1.6% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+1.57%)	$115,910 (+373.1%) Land $24,500 Building $91,410	$331,160 (+373.09%) Land $70,000 Building $261,160
2024	$1,018.00 (+20.33%)	$24,500 (+42.51%) Land $24,500	$70,000 (+42.51%) Land $70,000
2023	$846.00	$17,192 (+24.94%) Land $17,192	$49,120 Land $49,120
2022		$13,760 Land $13,760
2021			$39,300 Land $39,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4447 Bellow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4447 Bellow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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