Hernando County property record for 4447 Bahama Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1968 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2012) |
| Tax Bill | $2,156 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0440-0100 |
| Primary APN | R12-223-16-2010-0440-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 1,170 sqft |
| Porch | Porch |
| Porch Area | 339 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00158386 |
|---|---|
| Street Address | 4447 BAHAMA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 44 LOTS 10 11 ORB 351 PG 421 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 44 |
| Legal Lot Number | 10-11 11 |
| Legal Unit | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County assessment roll, as of October 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Jan 19, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 27, 2017 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Sep 17, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Sep 4, 2019 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage · VA Mortgage LIBERTY HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on Record |
| Deed Sale | Oct 17, 2012 · Amount on Record |
| Prior Sale | Oct 17, 2012 · Amount on Record |
| Deed Document Number | 0029451649 |
| Last Transfer Date | Mar 5, 2025 |
| Transfer Doc | 0045291833 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Document Number | 0046700358 |
| Book / Page | 4670 / 358 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026010504 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21951 E LEVY ST, WILLISTON, FL 32696-7373 |
| Name | Verified Name |
|---|---|
| Address | 4446 BAHAMA DR, HERNANDO BEACH, FL 34607-2801 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0041151223 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4115/1223 |
| Instrument | 2022005004 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035280383 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 3528/0383 |
| Instrument | 2017066232 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036231393 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 3623/1393 |
| Instrument | 2018056232 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037461546 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 3746/1546 |
| Instrument | 2019055185 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4447 BAHAMA DR, HERNANDO BEACH, FL 34607-2802 |
| Document Number | 0039030039 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 3903/39 |
| Instrument | 2020065983 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,156.00 (+1.51%) Additional exemption filed | $195,497 (+5.99%) | $504,032 (-4.1%) Land $335,521 Building $168,511 |
| 2023 | $184,453 Land $8,578 Building $175,875 | ||
| 2022 | $2,124.00 | $525,568 Land $345,925 Building $179,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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