4446 Low Oak Ct, Parkton, NC 28371 Property Records

Cumberland County property record for 4446 Low Oak Ct, Parkton, NC 28371

Property Summary

Property Type	Single Family Home
Details	5 bd · 3,028 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$254,500 (Jul 2020)
Tax Bill	$4,621 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0403-56-3886`

Property Details

APN / Parcel Number

Primary APN	`0403-56-3886`

Interior

Bedrooms	5 Beds
Building Area	3,028 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	462 sqft

Location & Zoning

Street Address	4446 LOW OAK CT
City	PARKTON
State	NC
Zip	28371-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.5
Legal Description	BLACKBRIDGE VILLAGE LO:16 SE:02 PL:0141-0016
Legal Subdivision	BLACKBRIDGE VILLAGE
Legal Phase	2
Legal Block	56
Legal Lot Number	16
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	3
Census Block	3020
Census Tract	3103

Owner

4446 Low Oak Ct is owned and occupied by an individual who bought it in July 2020.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4446 LOW OAK CT, PARKTON, NC 28371-4200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Mar 5, 2020	Loan Modification, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Deed Document Number	202025319
Deed Book / Page	10823 / 372
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 20, 2020
Property Address	4446 LOW OAK CT, PARKTON, NC 28371-4200
Document Number	0108230372
Book / Page	10823 / 372
Map Reference	MB 141 PG 16
Instrument Date	Jun 9, 2020
Instrument	25319
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041B ROBESON ST, 1041B, FAYETTEVILLE, NC 28305-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4446 LOW OAK CT, PARKTON, NC 28371-4200

Mortgage

Document Number	25320
Date	Jul 20, 2020
Instrument	25320

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NC
Property Address	4446 LOW OAK CT, PARKTON, NC 28371-4200
Document Number	0107120024
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4446 LOW OAK CT FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number	0107120024
Date	Mar 6, 2020
Book Page	010712/000024
Instrument	8305

Lender

Name	TRUIST BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4446 Low Oak Ct was $4,621, up 4.3% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Hope Mills Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,621.00 (+4.31%)
2025	$4,430.00 (+18.96%)	$385,239 (+44.8%) Land $54,000 Building $331,239	$385,239 (+44.8%) Land $54,000 Building $331,239
2024	$3,724.00 (+4.84%)	$266,047 (-) Land $45,000 Building $221,047	$266,047 (-) Land $45,000 Building $221,047
2023	$3,552.00 (+1.49%)	$266,047 Land $45,000 Building $221,047	$266,047 Land $45,000 Building $221,047
2022	$3,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4446 Low Oak Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4446 Low Oak Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2012
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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