Lorain County property record for 44455 Telegraph Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,088 sqft · built 1984 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (May 2017) |
| Tax Bill | $4,827 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-068-000-038 |
| Primary APN | 05-00-068-000-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| 2nd Floor Area | 910 sqft |
| Attic Area | 346 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 105,415 sqft (2.42 acres) |
| Garage Type | Mixed |
| Garage Area | 1,366 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 832 sqft |
| Patio Area | 832 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 44455 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.42 AC |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 68 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 57100 |
44455 Telegraph Rd is owned and occupied by an individual who bought it in May 2017.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44455 TELEGRAPH RD, ELYRIA, OH 44035-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 26, 2017 | Deed, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Prior Sale | Sep 20, 2010 |
| Deed Document Number | 2017002623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44455 TELEGRAPH RD, ELYRIA, OH 44035-4334 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210833833 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0833833 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 26, 2017 |
| Property Address | 44455 TELEGRAPH RD, ELYRIA, OH 44035-4334 |
| Document Number | 0000631072 |
| Map Reference | DB 1334 PG 369 |
| Instrument Date | May 25, 2017 |
| Instrument | 2017-0631072 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44455 TELEGRAPH RD, ELYRIA, OH 44035-4334 |
| Document Number | 0000631073 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017-0631073 |
| Name | NEW YORK COMMUNITY BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 44455 Telegraph Rd was $4,827.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,827.00 | $113,400 (+%) Land $28,580 Building $84,820 | $323,990 (-) Land $81,650 Building $242,340 |
| 2024 | $4,827.00 (-2.99%) | $113,397 (+13.57%) Land $28,578 Building $84,819 | $323,990 (+13.57%) Land $81,650 Building $242,340 |
| 2023 | $4,976.00 (+4.17%) | $99,852 (-0.01%) Land $23,475 Building $76,377 | $285,290 Land $67,070 Building $218,220 |
| 2022 | $4,777.00 | $99,860 Land $23,480 Building $76,380 | |
| 2021 | $285,290 Land $67,070 Building $218,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44455 Telegraph Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44455 Telegraph Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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