44450 Frontier Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44450 Frontier Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Residential Vacant Land
Details	2,159 sqft · built 2025
Lot Size	0.233 acres (10,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Aug 2026)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422628201169`

Property Details

APN / Parcel Number

Primary APN	`422628201169`

Exterior

Lot Area	10,146 sqft (0.233 acres)
View / Lot	Waterfront

Location & Zoning

Street Address	44450 FRONTIER DR
City	PUNTA GORDA
State	FL
Zip	33982-6178
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH COMM CRESCENT LAKES PHASE 2 LOT 7515
Legal Subdivision	BABCOCK RANCH COMM CRESCENT LAKES PHASE
Legal Lot Number	7515
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44450 FRONTIER DR, PUNTA GORDA, FL 33982-6178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Deed Document Number	20263672021
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 10, 2026
Property Address	44450 FRONTIER DR, PUNTA GORDA, FL 33982-6178
Document Number	0003672021
Instrument Date	Aug 6, 2026
Instrument	20263672021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2026
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311,787.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44450 FRONTIER DR, PUNTA GORDA, FL 33982-6178

Mortgage

Document Number	0003672022,
Date	Aug 10, 2026
Instrument	20263672022

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00	$60,775 Land $60,775	$60,775 Land $60,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.