Hernando County property record for 4445 White Rd, Brooksville, FL 34602
| Property Type | Pasture |
|---|---|
| Details | 4 bd · 4 ba · 5,085 sqft · built 1970 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Feb 2021) |
| Tax Bill | $8,766 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R11-423-20-0000-0510-0000 |
| Primary APN | R11-423-20-0000-0510-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 5,085 sqft Gross Area |
| 1st Floor Area | 1,986 sqft |
| Upper Floors Area | 800 sqft |
| Basement Area | 828 sqft |
| Finished Basement | 828 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,876 sqft |
| Deck Area | 182 sqft |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00389519 |
|---|---|
| Street Address | 4445 WHITE RD |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34602-7957 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | NE1/4 OF NE1/4 OF SW1/4 & E1/2 OF NW1/4 OF NE1/4 OF SW1/4 LESS E30 FT RD R/W AKA PAR 4 IN CLASS C SUB AS APPROVED BY PLANNING DEPT (S-05-045) |
| Legal Range | 20E |
| Legal Township | 23S |
| Legal Section | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40301 |
4445 White Rd, an agricultural property, is owned and occupied by an individual who bought it in February 2021.
Source: Hernando County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4445 WHITE RD, BROOKSVILLE, FL 34602-7957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Feb 3, 2021 | Warranty Deed, Transfer GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on File |
| Deed Sale | Feb 3, 2021 · Amount on File |
| Deed Document Number | 20217474 |
| Deed Book / Page | 3947 / 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4445 WHITE RD, BROOKSVILLE, FL 34602-7957 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | GULF COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2908 MOBILE ST, VIRGINIA BEACH, VA 23456-7906 |
| Document Number | 0039480001 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 3948/1 |
| Instrument | 2021007475 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4445 WHITE RD, BROOKSVILLE, FL 34602-7957 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041980533 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 4198/533 |
| Instrument | 2022055188 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 4445 WHITE RD, BROOKSVILLE, FL 34602-7957 |
| Document Number | 0039471992 |
| Book / Page | 3947 / 1992 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 2021007474 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,445.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 DESOTO AVE # 303, 725, BROOKSVILLE, FL 34601-2813 |
| Name | Verified Name |
|---|---|
| Address | 4445 WHITE RD, BROOKSVILLE, FL 34602-7957 |
The 2025 property tax bill for 4445 White Rd was $8,766 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,766.00 Homeowner's exemption | $621,261 | $1,042,205 Land $506,829 Building $535,376 |
| 2023 | $607,312 Land $105,044 Building $502,268 | ||
| 2022 | $8,622.00 | $887,623 Land $338,146 Building $549,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4445 White Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4445 White Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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