4445 Thatcher Rd, Alton, IL 62002 Property Records

Madison County property record for 4445 Thatcher Rd, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 837 sqft · built 1978
Lot Size	0.605 acres (26,388 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Jan 2016)
Tax Bill	$5,873 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage
APN	`24-2-02-30-03-301-047`

Property Details

APN / Parcel Number

Primary APN	`24-2-02-30-03-301-047`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	837 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,388 sqft (0.605 acres)
Lot Dimensions	293 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4445 THATCHER RD
City	ALTON
State	IL
Zip	62002-6929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCK GATE WOODS LOT 184 90X293.2X IRR
Legal Subdivision	ROCK-GATE WOODS
Legal Lot Number	184
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1021
Census Tract	402801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4445 THATCHER RD, ALTON, IL 62002-6929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Mar 5, 2019	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2016 · Amount on Record
Deed Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	20161415
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4445 THATCHER RD, ALTON, IL 62002-6929
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009923
Date	Mar 9, 2021
Instrument	2021R09923

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4445 THATCHER RD, ALTON, IL 62002-6929
Document Number	0000007552
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 THATCHER RD ALTON IL 620026929, ALTON, IL 62002-6929

Mortgage

Document Number	0000007552
Date	Mar 12, 2019
Instrument	7552

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2034

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,873.00 (+6.53%)	$93,880 (+26.69%) Land $22,460 Building $71,420	$281,640 (+26.57%) Land $67,380 Building $214,260
2024	$5,513.00 (+13.11%)
2022	$4,874.00	$74,100 Land $17,730 Building $56,370	$222,522 Land $53,243 Building $169,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	32 (1979–2008)
Claims Outside the SFHA	2 of 32
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 7 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOSTERBURG PWD serves 7,940 people · EPA ID IL1195220
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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