4445 S 4th St, Phoenix, AZ 85040 Property Records

Maricopa County property record for 4445 S 4th St, Phoenix, AZ 85040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,187 sqft · built 1946
Lot Size	0.306 acres (13,320 sqft)
Owner	2 Individual Names on Record
Tax Bill	$503 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2025 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`113-37-053`

Property Details

APN / Parcel Number

Primary APN	`113-37-053`
Alternative APN	`113370538`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
Gross Area	1,337 sqft
1st Floor Area	1,187 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	13,320 sqft (0.306 acres)
Porch	Slab
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4445 S 4TH ST
City	PHOENIX
State	AZ
Zip	85040-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	LOCH PLACE ANNEX MCR 32/27
Legal Subdivision	LOCH PLACE ANNEX
Legal Lot Number	55
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	115801

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA FCU
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Aug 22, 2022	Beneficiary Deed, Transfer
Dec 28, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 17, 2022
Transfer Doc	0000659823
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000678249
Date	Nov 24, 2025
Instrument	20250678249

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 8, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Investor	Possibly a Property Investor

Mortgage

Document Number	0000560437
Date	Sep 29, 2025
Instrument	20250560437

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Investor	Possibly a Property Investor

Mortgage

Document Number	0000584393
Date	Nov 13, 2023
Instrument	20230584393

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2043

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000969257
Date	Dec 2, 2019
Instrument	20190969257

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 S 4TH ST 5, 5, PHOENIX, AZ 85040-2132

Mortgage

Document Number	0001364366
Date	Dec 27, 2021
Instrument	20211364366

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206173
Date	Mar 7, 2022
Instrument	20220206173

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 22, 2022
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Document Number	0000659823
Map Reference	MB 32 PG 27
Instrument Date	Aug 17, 2022
Instrument	20220659823
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S 4TH ST, 445, PHOENIX, AZ 85004

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2021
Property Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132
Document Number	0001370028
Map Reference	MB 32 PG 27
Instrument Date	Dec 7, 2021
Instrument	20211370028
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4445 S 4TH ST, PHOENIX, AZ 85040-2132

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,970 (+570.34%)	$249,700 (+15.82%) Land $49,900 Building $199,800
2025	$503.00 (+5.89%)	$3,725 (-84.47%)	$215,600 (-10.09%) Land $43,100 Building $172,500
2024		$23,980	$239,800 Land $47,900 Building $191,900
2023	$475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25

May also be available: GeoLinks, Verizon.

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