4445 Roxanna Loop SE, Lacey, WA 98503 Property Records

Thurston County property record for 4445 Roxanna Loop SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,179 sqft · built 2006
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$383,800 (May 2023)
Tax Bill	$3,842 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`69090002200`

Property Details

APN / Parcel Number

Primary APN	`69090002200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,179 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	865 sqft
Upper Floors Area	314 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Concrete
Lot Area	2,700 sqft (0.062 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	90 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4445 ROXANNA LOOP SE
City	LACEY
State	WA
Zip	98503-5596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	SECTION 32 TOWNSHIP 18 RANGE 1W QUARTER NW SE PLAT POINTE, THE LT 22 DOCUMENT 3794861
Legal Range	01
Legal Township	18
Legal Section	32
Legal Subdivision	POINTE, THE
Legal Block	3
Legal Lot Number	22
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3000
Census Tract	11626

Owner

4445 Roxanna Loop SE is owned and occupied by two individuals who bought it in May 2023.

Source: Thurston County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 17, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 7, 2019	Intrafamily Transfer, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP
Aug 7, 2019	Warranty Deed, Transfer JAMIE ROY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	20234976838
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	0004698985
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004834578
Date	Mar 17, 2021
Instrument	4834578

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004893732
Date	Oct 29, 2021
Instrument	4893732

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	May 17, 2023
Property Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596
Document Number	0004976838
Map Reference	AF 3794861
Instrument Date	May 8, 2023
Instrument	4976838
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,140.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596

Mortgage

Document Number	0004976839
Date	May 17, 2023
Instrument	4976839

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0004976840
Date	May 17, 2023
Instrument	4976840

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Aug 7, 2019
Property Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596
Document Number	0004698985
Map Reference	DOC 3794861
Instrument Date	Aug 1, 2019
Instrument	4698985
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FATCO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596

Mortgage

Document Number	0004698987
Date	Aug 7, 2019
Instrument	4698987

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 7, 2019
Property Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596
Document Number	0004698986
Map Reference	DOC 3794861
Instrument Date	Aug 1, 2019
Instrument	4698986
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FATCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,645.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 ROXANNA LOOP SE, LACEY, WA 98503-5596

Mortgage

Document Number	0004699096
Date	Aug 7, 2019
Instrument	4699096

Lender

Name	JAMIE ROY
Type	Private Party

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4445 Roxanna Loop SE was $3,842.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,842.00
2025		$370,300 Land $72,000 Building $298,300	$370,300 Land $72,000 Building $298,300
2023	$3,111.00
2022		$326,600 Land $45,600 Building $281,000	$326,600 Land $45,600 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4445 Roxanna Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4445 Roxanna Loop SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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