4445 Rolling Acres Dr, Hurlock, MD 21643 Property Records

Dorchester County property record for 4445 Rolling Acres Dr, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,606 sqft · built 2003
Lot Size	1.03 acres (45,190 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (May 2026)
Tax Bill	$60 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-023651`

Property Details

APN / Parcel Number

Primary APN	`15-023651`
Alternative APN	`023651`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,606 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,190 sqft (1.03 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	766 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023651
Street Address	4445 ROLLING ACRES DR
City	HURLOCK
State	MD
Zip	21643-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 49-45,190 SQ.FT. S/S ROLLING ACRES DRIVE W/S BOBTOWN ROAD
Legal Subdivision	ROLLING ACRES PH 1-5
Legal Lot Number	49
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2035
Census Tract	970200

Owner

4445 Rolling Acres Dr is owned and occupied by an individual who bought it in May 2026.

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4445 ROLLING ACRES DR, HURLOCK, MD 21643-3805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jul 5, 2018	Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Book / Page	2013 / 64
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 8, 2026
Property Address	4445 ROLLING ACRES DR, HURLOCK, MD 21643-3805
Document Number	2013000064
Book / Page	2013 / 64
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	BRIGHT TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 ROLLING ACRES DR, HURLOCK, MD 21643-3805

Mortgage

Document Number	2013000071,
Date	May 8, 2026
Book Page	2013/71

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 5, 2018
Property Address	4445 ROLLING ACRES DR, HURLOCK, MD 21643-3805
Document Number	0014720009
Book / Page	1472 / 009
Map Reference	LB44 FO71A
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 ROLLING ACRES DR, HURLOCK, MD 21643-3805

Mortgage

Document Number	0000147215
Date	Jul 5, 2018
Instrument	1472/15

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4445 Rolling Acres Dr was $60, down 98% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$60.00 (-98.01%)	$282,200 (+9.21%)	$306,000 (-) Land $45,100 Building $260,900
2025	$3,010.00	$258,400	$306,000 Land $45,100 Building $260,900
2023	$2,582.00	$226,800	$234,600 Land $45,100 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4445 Rolling Acres Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 Rolling Acres Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable	100 / 100

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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