SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
4321 E DEVONSHIRE AVE, PHOENIX, AZ 85018-4221
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
1601 W LAMAR RD, PHOENIX, AZ 85015-1437
Mortgage
Document Number
0001134820
Date
Oct 21, 2021
Instrument
20211134820
Lender
Name
AXIA FINANCIAL LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2051
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARICOPA AZ
Property Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Transaction Type
Mortgage
Record Updated
Sep 14, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2815 W PECOS RD #1 1, 1, CHANDLER, AZ 85224
Mortgage
Document Number
0000367226
Date
May 20, 2019
Instrument
20190367226
Lender
Name
KRUPNIK FAMILY LIVING TRUST
Type
Private Party
Address
3411 N 5TH AVE STE 316, PHOENIX, AZ 85013
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARICOPA AZ
Property Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Transaction Type
Mortgage
Record Updated
Sep 14, 2021
Title Company
RESOURCE R/E SERVICES, RESOURCE RE SERVICES LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Mortgage
Document Number
0000960836
Date
Oct 8, 2020
Instrument
20200960836
Lender
Name
FLAGSTAR BANK FSB
Type
Bank
Address
TROY, MI 48098
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2050
December 2020: Re-recorded Document
Document Type
Re-recorded Document
Jurisdiction
MARICOPA AZ
Recording Date
Dec 30, 2020
Property Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Document Number
0001289978
Instrument Date
Aug 21, 2020
Instrument
20201289978
Record Updated
Sep 14, 2021
Title Company
SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2225 W PECOS RD # RD6, 2225, CHANDLER, AZ 85224-4864
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
September 2019: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
MARICOPA AZ
Recording Date
Sep 5, 2019
Property Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Document Number
0000693522
Instrument Date
Aug 21, 2019
Instrument
20190693522
Transaction Type
Subdivision Related Transfer
Record Updated
Sep 14, 2021
Title Company
SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2225 W PECOS RD # RD6, 2225, CHANDLER, AZ 85224-4864
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Mortgage
Document Number
0000693524
Date
Sep 5, 2019
Instrument
20190693524
Lender
Name
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2049
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MARICOPA AZ
Recording Date
May 13, 2019
Property Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Document Number
0000347291
Instrument Date
May 9, 2019
Instrument
20190347291
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1875 E GUADALUPE RD, 1875, TEMPE, AZ 85283-3416
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1048 N 44TH ST STE 101, 101, PHOENIX, AZ 85008-5753
Investor
Possibly a Property Investor
May 2019: Special Warranty Deed, Transfer
Document Type
Special Warranty Deed
Jurisdiction
MARICOPA AZ
Recording Date
May 17, 2019
Property Address
4445 N 40TH ST, PHOENIX, AZ 85018-4127
Document Number
0000363313
Instrument Date
May 9, 2019
Instrument
20190363313
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1048 N 44TH ST # ST101, 1048, PHOENIX, AZ 85008-5735
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2223 W PECOS RD STE 2, 2, CHANDLER, AZ 85224-4805
Investor
Possibly a Property Investor
Mortgage
Document Number
0000363314
Date
May 17, 2019
Instrument
20190363314
Lender
Name
SIERRA RESOURCE LLC
Type
Non-Lending Institution
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 4445 N 40th St was $1,903.
Source: Maricopa County assessment roll, as of January 1, 2025
Property Jurisdictions
Type
Name
State
Arizona
County
Maricopa County
Municipality
Phoenix City
Unified School District
Scottsdale Unified District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$47,400
$474,000Land $94,800Building $379,200
2025
$1,903.00
2024
$48,220
$482,200Land $96,400Building $385,800
2022
$2,119.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4445 N 40th St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
2 (2002–2008)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Aug 2008
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 4445 N 40th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
3 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Jan 2021
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 811 locations within half a mile, as of December 31, 2025