4445 Moratock Ln, Clemmons, NC 27012 Property Records

Forsyth County property record for 4445 Moratock Ln, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,019 sqft · built 1996
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (May 2018)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5882-76-0961.00`

Property Details

APN / Parcel Number

Primary APN	`5882-76-0961.00`
Alternative APNs	`5882-76-0961.000` `4298052`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,019 sqft Living Area
Gross Area	3,718 sqft
1st Floor Area	1,246 sqft
Basement Area	1,216 sqft
Finished Basement	533 sqft
Unfinished Basement	683 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	172 ft deep x 110 ft wide
Porch	Stoop
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4298 052
Street Address	4445 MORATOCK LN
City	CLEMMONS
State	NC
Zip	27012-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:052 BL:4298
Legal Subdivision	CARRIAGEBROOK - ASBURY PLACE
Legal Block	4298
Legal Lot Number	52
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	2
Census Block	2009
Census Tract	4005

Owner

4445 Moratock Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Forsyth County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4445 MORATOCK LN, CLEMMONS, NC 27012-7712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Mar 27, 1997 · Amount on File
Deed Book / Page	3405 / 1641
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Recording Date	Apr 21, 2026
Property Address	4445 MORATOCK LN, CLEMMONS, NC 27012-7712
Document Number	0000013716
Book / Page	3921 / 775
Instrument Date	Apr 17, 2026
Instrument	202613716
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 MORATOCK LN, CLEMMONS, NC 27012-7712

Mortgage

Document Number	0000013716,
Date	Apr 21, 2026
Book Page	3921/775
Instrument	202613716

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4445 MORATOCK LN, CLEMMONS, NC 27012-7712
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036682729
Date	Jan 10, 2022
Book Page	3668/2729
Instrument	2022001472

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	May 18, 2018
Property Address	4445 MORATOCK LN, CLEMMONS, NC 27012-7712
Document Number	0034051641
Book / Page	3405 / 1641
Map Reference	MB 38 PG 108
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 MORATOCK LN, CLEMMONS, NC 27012-7712

Mortgage

Document Number	0000000000
Date	May 18, 2018
Instrument	3405/1643

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4445 Moratock Ln was $4,572, up 37.8% from the year before.

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Clemmons Village
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (+37.84%)	$588,900 Land $75,000 Building $513,900	$588,900 Land $75,000 Building $513,900
2024	$3,317.00 (+2.19%)
2023	$3,246.00	$354,000 Land $54,000 Building $300,000	$354,000 Land $54,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4445 Moratock Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1998–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 Moratock Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zirrus.

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