4445 Lutz Dr, Warren, MI 48092 Property Records

Macomb County property record for 4445 Lutz Dr, Warren, MI 48092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,194 sqft · built 1956
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Tax Bill$2,703 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-13-05-378-015

Property Details

APN / Parcel Number

Primary APN12-13-05-378-015
Alternative APN
  • 1305378015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft
Basement Area1,026 sqft
Unfinished Basement1,026 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeBrick
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address4445 LUTZ DR
CityWARREN
StateMI
Zip48092-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionGREEN ACRES SUBDIVISION NO. 1" LOT 534 L.34 P.13,14,15
Legal SubdivisionGREEN ACRES SUBDIVISION
Legal Lot Number534
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group3
Census Block3013
Census Tract260700

Owner

4445 Lutz Dr is owned and occupied by an individual who acquired it in September 2004.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4445 LUTZ DR, WARREN, MI 48092-1750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jul 5, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 5, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2004
Deed SaleSep 30, 2004
Deed Document Number20044216456
Deed Book / Page15938 / 70
Prior Transfer DateAug 5, 2004
Prior Transfer Doc0004216457
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4445 LUTZ DR, WARREN, MI 48092-1750
Transaction TypeMortgage
Record UpdatedJul 6, 2021
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4445 LUTZ DR, WARREN, MI 48092-1750

Mortgage

Document Number2102167522
DateApr 28, 2021
Book Page27635/624
Instrument202102167522
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2041

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJul 5, 2019
Property Address4445 LUTZ DR, WARREN, MI 48092-1750
Document Number0000074900
Book / Page026056 / 000043
Instrument DateJun 26, 2019
Instrument74900
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4445 LUTZ DR WARREN MI 480921750, WARREN, MI 48092-1750

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 5, 2019
Property Address4445 LUTZ DR, WARREN, MI 48092-1750
Document Number0000037912
Book / Page025887 / 000535
Instrument DateMar 18, 2019
Instrument37912
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address4445 LUTZ DR WARREN MI 480921750, WARREN, MI 48092-1750

Tax Assessment & Valuation

The 2025 property tax bill for 4445 Lutz Dr was $2,703 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,220 (+2.82%)$230,440 (+2.82%)
2025$2,703.00 Homeowner's exemption$112,060$224,120
2023$93,180$186,360
2022$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4445 Lutz Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 Lutz Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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