4445 Hackett Rd, Saginaw, MI 48603 Property Records

Saginaw County property record for 4445 Hackett Rd, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,060 sqft · built 1993
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Aug 2025)
Tax Bill	$8,623 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-3-02-1002-009`

Property Details

APN / Parcel Number

Primary APN	`23-12-3-02-1002-009`
Alternative APN	`123021002009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Basement Area	2,060 sqft
Unfinished Basement	2,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Lot Dimensions	297 ft deep x 180 ft wide
Garage Area	2,276 sqft
Parking Spaces	8 Parking Spaces
Porch	Covered Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4445 HACKETT RD
City	SAGINAW
State	MI
Zip	48603-8633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG AT A PT ON E LINE OF SEC 2 THAT IS S00DEG 09MIN 14SCDS E 220 FT FROM E 1/4 CORN OF SAID SECTION TO POB TH CONT S 00 DEG
Legal Range	03E
Legal Township	12N
Legal Section	02
Legal Subdivision	NE4 OF THE SE4 OF S2T12NR3E
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1022
Census Tract	10306

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8889 CROOKED CREEK DR, SAGINAW, MI 48609-9568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	202520195
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	0000037253
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 20, 2020
Property Address	4445 HACKETT RD, SAGINAW, MI 48603-8633
Document Number	0000006460
Instrument Date	Feb 24, 2020
Instrument	6460
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4547 HACKETT RD SAGINAW MI 486039677, SAGINAW, MI 48603-9677

Mortgage

Document Number	6459
Date	Mar 20, 2020
Instrument	6459

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,000 (-0.81%)	$368,000 (-0.81%)
2025	$8,623.00 (+74.66%) Homeowner's exemption	$185,500 (+12.56%)	$371,000 (+12.56%)
2023		$164,800	$329,600
2022	$4,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20