4445 E Shorewood Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4445 E Shorewood Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,169 sqft · built 1977
Lot Size	0.592 acres (25,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,300 (Mar 2017)
Tax Bill	$526 (2025)
Deeds & Mortgages	Oct 2018 Sale Mar 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-17S-36-0010-00300-0030`

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0010-00300-0030`
Alternative APNs	`3617S19E0010003000030` `1583187`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	1,433 sqft
1st Floor Area	1,169 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	25,771 sqft (0.592 acres)
Lot Dimensions	154 ft deep x 170 ft wide

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	404 sqft
Patio Area	100 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1583187
Street Address	4445 E SHOREWOOD DR
City	HERNANDO
State	FL
Zip	34442-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOTS 3 & 4 BLK 30
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	RIVER LAKES MANOR UNIT 1
Legal Block	30
Legal Lot Number	3,4
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2000
Census Tract	450105

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4445 E SHOREWOOD DR, HERNANDO, FL 34442-3867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Grant Deed
Mar 28, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2017	Grant Deed, Transfer SHORE TO SHORE TITLE INC
Jan 5, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Jan 5, 2017
Deed Document Number	201713270
Deed Book / Page	2817 / 2477
Last Transfer Date	Sep 12, 2018
Transfer Doc	0029340754
Record Updated	Jun 8, 2026

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 22, 2018
Property Address	4445 E SHOREWOOD DR, HERNANDO, FL 34442-3867
Document Number	0029340754
Book / Page	002934 / 000754
Instrument Date	Sep 12, 2018
Instrument	53136
Record Updated	Nov 15, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4445 E SHOREWOOD DR HERNANDO FL 344423867, HERNANDO, FL 34442-3867

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 28, 2018
Property Address	4445 E SHOREWOOD DR, HERNANDO, FL 34442-3867
Document Number	0028891737
Book / Page	002889 / 001737
Instrument Date	Mar 28, 2018
Instrument	15101
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4445 E SHOREWOOD DR HERNANDO FL 344423867, HERNANDO, FL 34442-3867

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 13, 2018
Property Address	4445 E SHOREWOOD DR, HERNANDO, FL 34442-3867
Document Number	0028860699
Book / Page	002886 / 000699
Instrument Date	Mar 13, 2018
Instrument	12183
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4445 E SHOREWOOD DR HERNANDO FL 344423867, HERNANDO, FL 34442-3867

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 23, 2017
Property Address	4445 E SHOREWOOD DR, HERNANDO, FL 34442-3867
Document Number	0028172477
Book / Page	002817 / 002477
Instrument Date	Mar 14, 2017
Instrument	13270
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4445 E SHOREWOOD DR HERNANDO FL 344423867, HERNANDO, FL 34442-3867

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 5, 2017
Property Address	4445 E SHOREWOOD DR, HERNANDO, FL 34442-3867
Document Number	0028031520
Book / Page	002803 / 001520
Instrument Date	Dec 22, 2016
Instrument	531
Transaction Type	Foreclosure
Record Updated	Feb 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00 (+11.44%) Homeowner's exemption Veteran's exemption	$53,483 (-61.06%)	$147,783 (+7.6%) Land $15,600 Building $132,183
2024	$472.00 (+7.52%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$137,341 (+13.68%) Land $12,360 Building $124,981	$137,341 (+13.68%) Land $12,360 Building $124,981
2023	$439.00 (+7.33%) Homeowner's exemption Additional exemption filed	$120,815 (+17.07%) Land $12,360 Building $108,455	$120,815 (+17.07%) Land $12,360 Building $108,455
2022	$409.00 Homeowner's exemption Additional exemption filed	$103,196 Land $7,000 Building $96,196	$103,196 Land $7,000 Building $96,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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