Vanderburgh County property record for 4445 Commerce St, Evansville, IN 47710
| Property Type | Commercial Office |
|---|---|
| Details | 11,528 sqft · built 1966 |
| Lot Size | 0.638 acres (27,791 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,126 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-20-34-0820-92 |
| Primary APN | 120-20-34-0820-92 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 11,528 sqft Total Area |
| 1st Floor Area | 11,528 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 27,791 sqft (0.638 acres) |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 02048540706 |
|---|---|
| Street Address | 4445 COMMERCE ST |
| City | EVANSVILLE |
| State | IN |
| Zip | 47710-3677 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PT. NW NE SEC 7-6-10 |
| Legal Range | 10 |
| Legal Township | 6 |
| Legal Section | 7 |
| Jurisdiction | VANDERBURGH IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 3400 |
4445 Commerce St, a commercial property, is owned by a company.
Source: Vanderburgh County records, as of June 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6671 BRIAR CT, EVANSVILLE, IN 47711-1605 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Commercial Mortgage BANTERRA BANK |
| Dec 11, 2017 | Deed of Trust, Mortgage THE ELBERFELD STATE BANK |
| Mar 23, 2020 | Deed of Trust, Mortgage · SBA Mortgage THE ELBERFELD STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANDERBURGH IN |
| Property Address | 4445 COMMERCE ST, EVANSVILLE, IN 47710-3677 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R00003834 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026R00003834 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Address | 133 N CROSS POINTE BLVD, EVANSVILLE, IN 47715 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 23, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANDERBURGH IN |
| Property Address | 4445 COMMERCE ST, EVANSVILLE, IN 47710-3677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R00029757 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017R00029757 |
| Name | THE ELBERFELD STATE BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47715 |
| Amount | Amount on Record |
|---|---|
| Term | 228 Months |
| Due | Dec 6, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANDERBURGH IN |
| Property Address | 4445 COMMERCE ST, EVANSVILLE, IN 47710-3677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R00006676 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020R00006676 |
| Name | THE ELBERFELD STATE BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47715 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Feb 20, 2028 |
The 2025 property tax bill for 4445 Commerce St was $10,126, up 1.2% from the year before.
Source: Vanderburgh County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Vanderburgh County |
| County Subdivision | Center Township |
| Municipality | Evansville City |
| Unified School District | Evansville-Vanderburgh School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,126.00 (+1.23%) | $319,600 Land $91,900 Building $227,700 | $319,600 Land $91,900 Building $227,700 |
| 2024 | $10,003.00 (+60.25%) | ||
| 2023 | $6,242.00 (-51.86%) | $196,800 (-0.3%) Land $91,900 Building $104,900 | $196,800 (-0.3%) Land $91,900 Building $104,900 |
| 2022 | $12,966.00 (+113.47%) | $197,400 Land $91,900 Building $105,500 | $197,400 Land $91,900 Building $105,500 |
| 2021 | $6,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4445 Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996–1997) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4445 Commerce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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