4445 Comet Trl, Hixson, TN 37343 Property Records

Hamilton County property record for 4445 Comet Trl, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,824 sqft · built 1960
Lot Size	0.359 acres (15,675 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2022)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109E H 013`

Property Details

APN / Parcel Number

Primary APN	`109E H 013`
Alternative APN	`0000034343`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,675 sqft (0.359 acres)
Lot Dimensions	209 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034343
Street Address	4445 COMET TRL
City	HIXSON
State	TN
Zip	37343-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 74 GALAXY LAND 3RD ADDN PB22 PG97
Legal Subdivision	GALAXY LAND 3RD ADDN
Legal Lot Number	74
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4445 COMET TRL, HIXSON, TN 37343-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST STATE BANK OF DEKALB COUNTY
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Apr 20, 2009
Deed Document Number	2022011800415
Deed Book / Page	12814 / 238
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4445 COMET TRL, HIXSON, TN 37343-4313
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 COMET TRL, HIXSON, TN 37343-4313

Mortgage

Document Number	0000000072
Date	Oct 6, 2021
Book Page	12680/431
Instrument	2021100600072

Lender

Name	FIRST STATE BANK OF DEKALB COUNTY
Type	Bank
Address	RAINSVILLE, AL 35986

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 18, 2022
Property Address	4445 COMET TRL, HIXSON, TN 37343-4313
Document Number	0000000415
Book / Page	12814 / 238
Map Reference	MB 22 PG 97
Instrument Date	Jan 14, 2022
Instrument	2022011800415
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 COMET TRL, HIXSON, TN 37343-4313

Mortgage

Document Number	0012814241
Date	Jan 18, 2022
Instrument	12814/241

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4445 COMET TRL, HIXSON, TN 37343-4313
Document Number	0227000103
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 COMET TRL HIXSON TN 373434313, HIXSON, TN 37343-4313

Mortgage

Document Number	0227000103
Date	Feb 27, 2020
Book Page	011920/000718
Instrument	200227000103

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00 (+36.75%)	$80,050 (+101.76%)	$320,200 (+101.76%) Land $75,000 Building $245,200
2024	$887.00	$39,675 (-)	$158,700 (-) Land $40,000 Building $118,700
2023	$887.00	$39,675 (-)	$158,700 (-) Land $40,000 Building $118,700
2022	$887.00	$39,675	$158,700 Land $40,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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