4444 State Rd J, Fulton, MO 65251 Property Records

Callaway County property record for 4444 State Rd J, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,728 sqft · built 1979
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07.0-35.0-00-000-011.001`

Property Details

APN / Parcel Number

Primary APN	`06-07.0-35.0-00-000-011.001`
Alternative APNs	`607035000000011000` `607035000000011001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Finished Basement	1,728 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Detached
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	125 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	607035000000011001
Street Address	4444 STATE ROAD J
City	FULTON
State	MO
Zip	65251-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NE
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	4
Census Block	4022
Census Tract	70500

Owner

4444 State Rd J is owned by an individual who acquired it in October 2019.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 7589, COLUMBIA, MO 65205-7589
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCE BANK
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCE BANK
Oct 11, 2019	Warranty Deed, Transfer · Stand-Alone Refinance COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019
Deed Sale	Oct 11, 2019
Deed Document Number	201906365
Deed Book / Page	637
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4444 STATE ROAD J, FULTON, MO 65251-3403
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906366
Date	Oct 11, 2019
Instrument	201906366

Lender

Name	COMMERCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	4444 STATE ROAD J, FULTON, MO 65251-3403
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/678
Date	Oct 6, 2021
Book Page	247/678
Instrument	202107641

Lender

Name	COMMERCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 11, 2019
Property Address	4444 STATE ROAD J, FULTON, MO 65251-3403
Document Number	201906365
Book / Page	637
Instrument Date	Oct 4, 2019
Instrument	201906365
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4444 STATE ROAD J, FULTON, MO 65251-3403

Mortgage

Document Number	201906366
Date	Oct 11, 2019
Instrument	201906366

Lender

Name	COMMERCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4444 State Rd J was $2,761.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,761.00	$45,146 (-)	$237,610 (-)
2024	$2,761.00 (+0.58%)	$45,146 (-)	$237,610 (-)
2023	$2,745.00 (+1.03%)	$45,146 (+1.06%)	$237,610
2022	$2,717.00	$44,671 Land $1,687 Building $42,984
2021			$235,110 Land $8,880 Building $226,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4444 State Rd J in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4444 State Rd J is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 9 serves 15,035 people · EPA ID MO3024058
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

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