4444 Ratcliffe Dr, Belvidere, IL 61008 Property Records

Boone County property record for 4444 Ratcliffe Dr, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,968 sqft · built 1971
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Dec 2002)
Tax Bill$5,079 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-10-302-011

Property Details

APN / Parcel Number

Primary APN07-10-302-011
Alternative APN
  • 07-07-10-302-011

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,968 sqft Living Area
1st Floor Area1,968 sqft
Basement Area768 sqft
Finished Basement768 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions157 ft deep x 157 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number07-07-10-302-011
Street Address4444 RATCLIFFE DR
CityBELVIDERE
StateIL
Zip61008-8308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description10-43-3 1ST ADD TOWN HALL EST LOT #28 4444 RATCLIFFE DR N 100 E 225 S 125 W 250
Legal Subdivision1ST ADD TOWN HALL EST
Legal Lot Number28
JurisdictionBOONE IL
Township / Civil DivisionFLORA
Census Block Group2
Census Block2028
Census Tract10400

Owner

4444 Ratcliffe Dr is owned and occupied by an individual who bought it in December 2002.

Source: Boone County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address4444 RATCLIFFE DR, BELVIDERE, IL 61008-8308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2002 · Amount on File
Deed SaleDec 10, 2002 · Amount on File
Deed Document Number200215195
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address4444 RATCLIFFE DR, BELVIDERE, IL 61008-8308
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R06852
DateNov 15, 2019
Instrument2019R06852
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 11, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4444 Ratcliffe Dr was $5,079 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionFlora Township
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,079.00 Homeowner's exemption$77,524 (+10.26%) Land $11,839 Building $65,685$232,572 (+10.26%) Land $35,517 Building $197,055
2024$70,308 Land $11,839 Building $58,469$210,924 Land $35,517 Building $175,407
2022$4,711.00$58,318 Land $11,839 Building $46,479$174,954 Land $35,517 Building $139,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4444 Ratcliffe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4444 Ratcliffe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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