4444 E Sternberg Rd, Fruitport, MI 49415 Property Records

Muskegon County property record for 4444 E Sternberg Rd, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	4.75 acres (206,910 sqft)
Owner	Individual Name on File
Last Sale	$155,176 (Jan 2022)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15019200001600`

Property Details

APN / Parcel Number

Primary APN	`15019200001600`
Alternative APN	`61-15-019-200-0016-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Lot Area	206,910 sqft (4.75 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4444 E STERNBERG RD
City	FRUITPORT
State	MI
Zip	49415-8690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FRUITPORT CHARTER TOWNSHIP SEC 19 T9N R15W E 1/2 OF SW 1/4 OF SW 1/4 OF NE 1/4 5 AC SUBJ TO RD ROW OVER S 33 FT
Legal Range	15W
Legal Township	9N
Legal Section	19
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	2
Census Block	2004
Census Tract	2800

Owner

4444 E Sternberg Rd is owned and occupied by an individual who acquired it in January 2022.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 15, 2022	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage TOM ETAL
Jan 5, 2022	Warranty Deed, Transfer LAKESHORE TITLE AGENCY, LAKESHORE TITLE AGENCY LLC
May 4, 2018	Loan Modification, Mortgage · Conventional Mortgage INDEPENDENT BK WACO BOSQUE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Deed Document Number	20225750896
Deed Book / Page	4285 / 258
Last Transfer Date	Jan 28, 2022
Transfer Doc	004289/112
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690

Mortgage

Document Number	0004302/98
Date	Jun 6, 2022
Book Page	4302/98
Instrument	5767719

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Feb 15, 2022
Property Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690
Document Number	004289/112
Book / Page	4289 / 112
Instrument Date	Jan 28, 2022
Instrument	5754746
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6636 COOLEY RD, 6636, FRUITPORT, MI 49415-8725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690

Mortgage

Document Number	0004289113
Date	Feb 15, 2022
Instrument	4289/113

Lender

Name	TOM ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jan 5, 2022
Property Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690
Document Number	004285/258
Book / Page	4285 / 258
Instrument Date	Dec 30, 2021
Instrument	5750896
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	LAKESHORE TITLE AGENCY, LAKESHORE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,166.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4444 E STERNBERG RD, 4444, FRUITPORT, MI 49415-8690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6636 COOLEY RD, FRUITPORT, MI 49415-8725

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MUSKEGON MI
Property Address	4444 E STERNBERG RD, FRUITPORT, MI 49415-8690
Document Number	0005623166
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4444 E STERNBERG RD FRUITPORT MI 494158690, FRUITPORT, MI 49415-8690

Mortgage

Document Number	0005623166
Date	May 16, 2018
Book Page	004157/000403
Instrument	5623166

Lender

Name	INDEPENDENT BK WACO BOSQUE
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 15, 2058

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 4444 E Sternberg Rd was $2,294 with a homeowner's exemption, up 2.4% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,000 (+10.54%)	$216,000 (+10.54%)
2025	$2,294.00 (+2.37%) Homeowner's exemption	$97,700	$195,400
2024	$2,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4444 E Sternberg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4444 E Sternberg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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