4443 Ridge Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 4443 Ridge Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,496 sqft · built 2002
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2012)
Tax Bill	$2,001 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986618417833`

Property Details

APN / Parcel Number

Primary APN	`986618417833`
Alternative APNs	`986600417833` `011160001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,496 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986618417833
Street Address	4443 RIDGE RD
City	KITTY HAWK
State	NC
Zip	27949-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1-B BLK: SEC: PL: E SL: 506
Legal Subdivision	JOHN L BEACHAM SUBDIVISION
Legal Lot Number	1-B
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1002
Census Tract	970102

Owner

4443 Ridge Rd is owned and occupied by an individual who bought it in July 2012.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4443 RIDGE RD, KITTY HAWK, NC 27949-4305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2012 · Amount on File
Deed Sale	Jul 26, 2012 · Amount on File
Deed Document Number	20126314153
Deed Book / Page	1903 / 448
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	4443 RIDGE RD, KITTY HAWK, NC 27949-4305
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002584/134
Date	Jan 20, 2022
Book Page	2584/134
Instrument	700112123

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4443 Ridge Rd was $2,001, up 3.1% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kitty Hawk Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,001.00 (+3.09%)	$401,700 (-) Land $124,000 Building $277,700	$401,700 Land $124,000 Building $277,700
2025	$1,941.00	$401,700 Land $124,000 Building $277,700
2023	$1,651.00	$235,700 Land $68,400 Building $167,300
2020			$401,700 Land $124,000 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4443 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	371 in force
Nearby Flood Claims	326 (1989–2021)
Claims Outside the SFHA	11 of 326
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Tropical Storm Michael, Oct 2018 · 34 claims Hurricane Irene, Aug 2011 · 207 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4443 Ridge Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20