44426 Frontier Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44426 Frontier Dr, Punta Gorda, FL 33982

Property Summary

Property TypeResidential Vacant Land
Details1,901 sqft · built 2025
Lot Size0.191 acres (8,330 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Sep 2026)
Tax Bill$3,195 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422628201173

Property Details

APN / Parcel Number

Primary APN422628201173

Exterior

Lot Area8,330 sqft (0.191 acres)

Location & Zoning

Street Address44426 FRONTIER DR
CityPUNTA GORDA
StateFL
Zip33982-6178
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBOZD
Legal DescriptionBABCOCK RANCH COMM CRESCENT LAKES PHASE 2 LOT 7519
Legal SubdivisionBABCOCK RANCH COMM CRESCENT LAKES PHASE
Legal Lot Number7519
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44426 FRONTIER DR, PUNTA GORDA, FL 33982-6178
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on Record
Deed SaleSep 24, 2026 · Amount on Record
Deed Document Number20263686858
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 24, 2026
Property Address44426 FRONTIER DR, PUNTA GORDA, FL 33982-6178
Document Number0003686858
Instrument DateSep 23, 2026
Instrument20263686858
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 8, 2026
Title CompanyCAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44426 FRONTIER DR, PUNTA GORDA, FL 33982-6178

Mortgage

Document Number0003686859,
DateSep 24, 2026
Instrument20263686859
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,195.00$45,050 Land $45,050$45,050 Land $45,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Nearby Properties on Frontier Dr

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