4442 Mindello St, Sebring, FL 33872 Property Records

Highlands County property record for 4442 Mindello St, Sebring, FL 33872

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.387 acres (16,864 sqft)
Owner	Individual Name on File
Last Sale	$348,482 (Oct 2025)
Tax Bill	$224 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C044804070600230`

Property Details

APN / Parcel Number

Primary APN	`C044804070600230`
Alternative APN	`C-04-34-28-040-7060-0230`

Exterior

Lot Area	16,864 sqft (0.387 acres)

Location & Zoning

Old Parcel Number	C044804070600230
Street Address	4442 MINDELLO ST
City	SEBRING
State	FL
Zip	33872-1840
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 23 BLK 706
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	706
Legal Lot Number	23
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2011
Census Tract	960503

Owner

4442 Mindello St, residential vacant land, is owned and occupied by an individual who bought it in October 2025.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4442 MINDELLO ST, SEBRING, FL 33872-1840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 22, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Aug 29, 2024
Deed Document Number	2284284
Deed Book / Page	3152 / 279
Record Updated	Jun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 22, 2025
Property Address	4442 MINDELLO ST, SEBRING, FL 33872-1840
Document Number	0002284284
Book / Page	3152 / 279
Map Reference	MB 15 PG 65
Instrument Date	Oct 17, 2025
Instrument	2284284
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4442 MINDELLO ST, SEBRING, FL 33872-1840

Mortgage

Document Number	0003152281
Date	Oct 22, 2025
Instrument	3152/281

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 22, 2023
Property Address	4442 MINDELLO ST, SEBRING, FL 33872
Document Number	0002152098
Book / Page	2976 / 827
Map Reference	MB 10 PG 4
Instrument Date	May 11, 2023
Instrument	2152098
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18800 VON KARMAN AVEA, IRVINE, CA 92612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18800 VON KARMAN AVE STE A, A, IRVINE, CA 92612-1724
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,050 (-) Land $13,050	$13,050 (-) Land $13,050
2024	$224.00 (+33.33%)	$13,050 (+26.09%) Land $13,050	$13,050 (+26.09%) Land $13,050
2023	$168.00 (+121.05%)	$10,350 (+187.5%) Land $10,350	$10,350 (+187.5%) Land $10,350
2022	$76.00	$3,600 Land $3,600	$3,600 Land $3,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4442 Mindello St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4442 Mindello St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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