4442 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4442 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,442 sqft · built 1990
Lot Size	0.206 acres (8,985 sqft)
Owner	Owner Name on Record
Last Sale	$124,900 (Nov 1991)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`215-70-218`

Property Details

APN / Parcel Number

Primary APN	`215-70-218`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,442 sqft Living Area
1st Floor Area	2,442 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,985 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces
Pool Area	330 sqft
Patio Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4442 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TATUM CANYON 1 MCR 306-21
Legal Range	04E
Legal Township	03N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	TATUM CANYON 1 LOT 1-63 TR A
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	103211

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4442 E KAREN DR, PHOENIX, AZ 85032-4868
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 1991 · Amount on Record
Deed Sale	Nov 26, 1991 · Amount on Record
Deed Document Number	19910553590
Deed Book / Page	215
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4442 E KAREN DR, PHOENIX, AZ 85032-4868
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4442 E KAREN DR, PHOENIX, AZ 85032-4868

Mortgage

Document Number	0000567931
Date	Oct 1, 2025
Instrument	20250567931

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4442 E KAREN DR, PHOENIX, AZ 85032-4868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000519583
Date	Jul 10, 2018
Instrument	20180519583

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,220 (+1.93%)	$612,200 (+1.93%) Land $122,400 Building $489,800
2025	$2,599.00 (+5.05%)
2024		$60,060	$600,600 Land $120,100 Building $480,500
2023	$2,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber.

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