Gladwin County property record for 4441 Spruce St, Alger, MI 48610
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $783 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-131-023-015-10 |
| Primary APN | 040-131-023-015-10 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 90 ft deep x 120 ft wide |
| Street Address | 4441 SPRUCE ST |
|---|---|
| City | ALGER |
| State | MI |
| Zip | 48610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 2E WILDWOOD SHORES SUB NO 2 BLK 23 LOT 15-16 & 19 |
| Legal Range | 2E |
| Legal Township | 20N |
| Legal Section | 13 |
| Legal Subdivision | WILDWOOD SHORES SUB |
| Legal Block | 23 |
| Legal Lot Number | 15-16,1 |
| Jurisdiction | GLADWIN MI |
| Township / Civil Division | BOURRET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
4441 Spruce St, a single family home, is owned by two individuals.
Source: Gladwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11254 LAKE RD, MONTROSE, MI 48457-9770 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4441 Spruce St was $783.
Source: Gladwin County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gladwin County |
| County Subdivision | Bourret Township |
| Unified School District | West Branch-Rose City Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,100 Building $27,100 | $54,200 Building $54,200 | |
| 2025 | $783.00 | ||
| 2023 | $25,100 | $50,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4441 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4441 Spruce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 1,000 / 500 |
4G LTE (outdoors only), no 5G reported
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