Martin County property record for 4441 SE Graham Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,108 sqft · built 2006 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,500 (Jun 2017) |
| Tax Bill | $5,122 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-009-000-0124.0-0-0000 |
| Primary APN | 40-38-41-009-000-0124.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 1,046 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,971 sqft (0.183 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 447647 |
|---|---|
| Street Address | 4441 SE GRAHAM DR |
| City | STUART |
| State | FL |
| Zip | 34997-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 124 MARTINS CROSSING PUD (PB 15 PG 89) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | MARTINS CROSSING |
| Legal Block | 2 |
| Legal Lot Number | 124 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1105 |
4441 SE Graham Dr is owned and occupied by two individuals who acquired it in June 2022.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 9, 2022 | Intrafamily Transfer, Transfer SIGNATURE TITLE PARTNERS, SIGNATURE TITLE FL PARTNERS |
| Jun 19, 2017 | Warranty Deed, Transfer · FHA Mortgage NEW YORK COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on File |
| Deed Sale | Jun 19, 2017 · Amount on File |
| Prior Sale | Aug 31, 2012 · Amount on File |
| Deed Document Number | 20172641387 |
| Deed Book / Page | 2932 / 1165 |
| Last Transfer Date | Jun 2, 2022 |
| Transfer Doc | 0033350531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Document Number | 0034191363 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 3419/1363 |
| Instrument | 3057060 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0031990800 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 3199/800 |
| Instrument | 2869355 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 9, 2022 |
| Property Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Document Number | 0033350531 |
| Book / Page | 3335 / 531 |
| Map Reference | MB 15 PG 89 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2979792 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | SIGNATURE TITLE PARTNERS, SIGNATURE TITLE FL PARTNERS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4441 SE GRAHAM DR, 4441, STUART, FL 34997-1552 |
| Name | Verified Name |
|---|---|
| Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jun 19, 2017 |
| Property Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Document Number | 0029321165 |
| Book / Page | 02932 / 1165 |
| Map Reference | MB15 PG89 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2641387 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,905.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4441 SE GRAHAM DR, STUART, FL 34997-1552 |
| Document Number | 0002641388 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2641388 |
| Name | NEW YORK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 4441 SE Graham Dr was $5,122 with a homeowner's exemption, up 9.3% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,122.00 (+9.26%) Homeowner's exemption | $337,289 | $458,160 Land $150,000 Building $308,160 |
| 2024 | $4,688.00 (+2.14%) | ||
| 2023 | $4,590.00 (+3.71%) Additional exemption filed | $290,639 (+3%) | $376,870 (+8.64%) Land $115,000 Building $261,870 |
| 2022 | $4,426.00 Homeowner's exemption | $282,174 | $346,910 Land $95,000 Building $251,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4441 SE Graham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4441 SE Graham Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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