4441 S McCoy St, Independence, MO 64055 Property Records

Jackson County property record for 4441 S McCoy St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,321 sqft · built 1962
Lot Size	0.232 acres (10,123 sqft)
Owner	2 Individual Names on File
Last Sale	$178,153 (Nov 2023)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-410-11-08`

Property Details

APN / Parcel Number

Primary APN	`33-410-11-08`
Alternative APNs	`33-410-11-08-00-0-00-000` `33410110800000001` `879539`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Finished Basement	500 sqft
Unfinished Basement	196 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	879539
Street Address	4441 S MCCOY ST
City	INDEPENDENCE
State	MO
Zip	64055-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS LOT 409
Legal Subdivision	FAIRWAY GARDENS
Legal Block	1
Legal Lot Number	409
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1034
Census Tract	12400

Owner

4441 S McCoy St is owned and occupied by two individuals who bought it in November 2023.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4441 S MCCOY ST, INDEPENDENCE, MO 64055-4641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2022	Warranty Deed, Transfer PLATINUM TITLE LLC
Jan 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 31, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Nov 18, 2022
Deed Document Number	202379982
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	00E0006741
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 3, 2023
Property Address	4441 S MCCOY ST, INDEPENDENCE, MO 64055-4641
Document Number	00E0079982
Instrument Date	Aug 28, 2023
Instrument	2023E0079982
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 S MCCOY ST, INDEPENDENCE, MO 64055-4641

Mortgage

Document Number	00E0079983
Date	Nov 3, 2023
Instrument	2023E0079983

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2022
Property Address	4441 S MCCOY ST, INDEPENDENCE, MO 64055-4641
Document Number	00E0104085
Instrument Date	Nov 16, 2022
Instrument	2022E0104085
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10776 US HWY 569, ATCHISON, KS 66002

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 29, 2019
Property Address	4441 S MCCOY ST, INDEPENDENCE, MO 64055-4641
Document Number	0000E06741
Instrument Date	Jan 28, 2019
Instrument	6741E
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4441 S MCCOY ST INDEPENDENCE MO 640554641, INDEPENDENCE, MO 64055-4641

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4441 S MCCOY ST, INDEPENDENCE, MO 64055-4641
Document Number	0000E09488
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 S MCCOY ST INDEPENDENCE MO 640554641, INDEPENDENCE, MO 64055-4641

Mortgage

Document Number	0000E09488
Date	Feb 6, 2018
Instrument	9488E

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4441 S McCoy St was $2,605, up 12.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,660 (-) Land $5,159 Building $26,501	$166,630 (-)
2025	$2,605.00 (+12.48%)	$31,660 Land $5,159 Building $26,501	$166,630
2024	$2,316.00 (+0.48%)
2023	$2,305.00	$28,918 Land $3,502 Building $25,416	$152,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4441 S McCoy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4441 S McCoy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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