4441 Ranchero Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4441 Ranchero Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,601 sqft · built 1971
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,172 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8814-11-201-001`

Property Details

APN / Parcel Number

Primary APN	`8814-11-201-001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,601 sqft Living Area
1st Floor Area	1,456 sqft
Attic	Attic
Attic Area	801 sqft
Basement Area	1,696 sqft
Finished Basement	310 sqft
Unfinished Basement	1,696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,710 sqft (2.84 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	568 sqft
Deck Area	168 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4441 RANCHERO RD
City	CEDAR FALLS
State	IA
Zip	50613-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED HUDSON W 214 FT N 610.6 FT NW 1/4 NE 1/4 SEC 11 T 88 R 14 EXC ALL LEGAL HGWYS
Legal Range	14W
Legal Township	88N
Legal Section	11
Legal Subdivision	UNPLATTED HUDSON
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1023
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4441 RANCHERO RD, CEDAR FALLS, IA 50613-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage BANKIOWA
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4441 RANCHERO RD, CEDAR FALLS, IA 50613-9668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 RANCHERO RD, CEDAR FALLS, IA 50613-9668

Mortgage

Document Number	202100007795
Date	Oct 13, 2020
Instrument	202100007795

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 19, 2021
Property Address	4441 RANCHERO RD, CEDAR FALLS, IA 50613-9668
Document Number	202100015127
Map Reference	DOC 2355
Instrument Date	Jan 5, 2021
Instrument	202100015127
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$751.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4441 RANCHERO ROAD, HUDSON, IA 50643

Mortgage

Document Number	202100015128
Date	Jan 19, 2021
Instrument	202100015128

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,172.00 (+0.79%)	$487,250 (+0.46%) Land $118,400 Building $368,850	$487,250 (+0.46%) Land $118,400 Building $368,850
2024	$8,108.00 (+1.53%)
2023		$485,020 (+13.79%) Land $111,560 Building $373,460	$485,020 (+13.79%) Land $111,560 Building $373,460
2022	$7,986.00	$426,240 Land $111,560 Building $314,680
2021			$426,240 Land $111,560 Building $314,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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