4441 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4441 Junction Dr, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,093 sqft · built 2016
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (Oct 2015)
Tax Bill$5,442 (2023)
Deeds & MortgagesAug 2020 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN34-04-24-005705-004-07

Property Details

APN / Parcel Number

Primary APN34-04-24-005705-004-07

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,093 sqft Heated Area
Gross Area4,749 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage Area597 sqft
PorchPorch
Porch Area1,059 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4441 JUNCTION DR
CityMIDDLEBURG
StateFL
Zip32068-3256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 7 TRAILS END AS REC O R 3799 PG 734
Legal Range24
Legal Township04
Legal Section34
Legal SubdivisionTRAILS END
Legal Lot Number7
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1000
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4441 JUNCTION DR, MIDDLEBURG, FL 32068-3256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 23, 2017Deed of Trust, Mortgage · VA Mortgage
EVERBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2015 · Amount on Record
Deed SaleOct 26, 2015 · Amount on Record
Deed Document Number2015054964
Deed Book / Page3799 / 0734
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4441 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043440473
DateAug 20, 2020
Book Page4344/473
Instrument2020042657
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4441 JUNCTION DR, MIDDLEBURG, FL 32068-3256
Document Number0039562116
Book / Page003956 / 002116
Instrument DateMar 23, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4441 JUNCTION DR MIDDLEBURG FL 320683256, MIDDLEBURG, FL 32068-3256

Mortgage

Document Number0039562116
DateMar 29, 2017
Book Page003956/002116
Instrument15303
Lender
NameEVERBANK
TypeBank
AddressJACKSONVILLE, FL 32246
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$399,117 (+5.99%)$620,914 (+3.84%) Land $90,000 Building $530,914
2023$5,442.00 (+5.2%) Homeowner's exemption$376,572 (+3%)$597,976 (+17.54%) Land $90,000 Building $507,976
2022$5,173.00 Homeowner's exemption$365,604$508,742 Land $69,600 Building $439,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims27 (2008–2017)
Most Recent ClaimNov 2017 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 18 claims
  • Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

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