4441 55th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 4441 55th St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,413 sqft · built 1917
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (Nov 2023)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-0291-048-0000`

Property Details

APN / Parcel Number

Primary APN	`021-0291-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,113 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4441 55TH ST
City	SACRAMENTO
State	CA
Zip	95820-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLONIAL HEIGHTS, LOT 278, BLOCK:: 25
Legal Subdivision	COLONIAL HEIGHTS
Legal Block	25
Legal Lot Number	278
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	3002

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4441 55TH ST, SACRAMENTO, CA 95820-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Grant Deed, Transfer · Stand-Alone First Mortgage DAVID COWLES ETAL
May 4, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Sep 6, 2018	Grant Deed, Transfer · Conventional with PMI AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Book / Page	20231130 / 632
Prior Transfer Date	May 20, 2003
Prior Transfer Doc	2003000878
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2023
Property Address	4441 55TH ST, SACRAMENTO, CA 95820-4108
Document Number	0000000632
Map Reference	MB 10 MAP 37
Instrument Date	Jun 15, 2023
Instrument	202311300632
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	ORANGE COAST TITLE/CA, ORANGE COAST TITLE COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4441 55TH ST, SACRAMENTO, CA 95820-4108

Mortgage

Document Number	0000000635
Date	Nov 30, 2023
Instrument	202311300635

Lender

Name	DAVID COWLES ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 22, 2043

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2020
Property Address	4441 55TH ST, SACRAMENTO, CA 95820-4108
Document Number	2005040640
Instrument Date	Apr 21, 2020
Instrument	2005040640
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4441 55TH ST SACRAMENTO CA 958204108, SACRAMENTO, CA 95820-4108

Mortgage

Document Number	2005040641
Date	May 4, 2020
Instrument	2005040641

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 6, 2018
Property Address	4441 55TH ST, SACRAMENTO, CA 95820-4108
Document Number	1809061450
Instrument Date	Aug 29, 2018
Instrument	1809061450
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$355.30
Amount Accuracy	Partial

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 55TH ST SACRAMENTO CA 958204108, SACRAMENTO, CA 95820-4108

Mortgage

Document Number	1809061451
Date	Sep 6, 2018
Instrument	1809061451

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,402 (+2%) Land $166,464 Building $255,938
2025	$4,932.00 (+1.44%)	$414,120 (+19.58%) Land $163,200 Building $250,920
2024	$4,862.00 (+19.37%)
2023	$4,073.00 (+1.7%) Homeowner's exemption	$346,318 Land $123,302 Building $223,016
2022	$4,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
UnWired Broadband Holding Fixed Wireless	400 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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