El Dorado County property record for 4440 Zig Zag Ln, Camino, CA 95709
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,572 sqft · built 1993 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,781 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-091-069-000 |
| Primary APN | 077-091-069-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Lot Area | 85,378 sqft |
| Terrain | Combination |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4440 ZIG ZAG LN |
|---|---|
| City | CAMINO |
| State | CA |
| Zip | 95709-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | SEC 20 10 12 |
| Legal Subdivision | DEL SOL RHO |
| Legal Lot Number | B |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31404 |
Source: El Dorado County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 10, 2026 | Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 28, 2024 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Jan 4, 2024 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2026 |
| Deed Sale | Sep 10, 2026 |
| Prior Sale | Feb 28, 2024 · Amount on Record |
| Deed Document Number | 202629636 |
| Prior Transfer Date | Jul 13, 2026 |
| Prior Transfer Doc | 0000029636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 10, 2026 |
| Property Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Document Number | 0000029636 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202629636 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Document Number | 0000029637, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202629637 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Document Number | 0000007412 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-0007412 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 28, 2024 |
| Property Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Document Number | 0000005916 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024-0005916 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4440 ZIG ZAG LN, CAMINO, CA 95709-9533 |
| Document Number | 0000000312 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024-0000312 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $728,280 (+2%) Land $41,616 Building $686,664 | |
| 2025 | $5,781.00 (+87.51%) Disabled Person's exemption Veteran's exemption | $714,000 (+145.79%) Land $40,800 Building $673,200 |
| 2023 | $3,083.00 (+1.51%) Homeowner's exemption | $290,487 Land $12,311 Building $278,176 |
| 2022 | $3,037.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures