Saginaw County property record for 4440 Teft Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,028 sqft · built 1900 |
| Lot Size | 121 acres (5,278,165 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,768 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 26-11-3-16-2001-000 |
| Primary APN | 26-11-3-16-2001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,278,165 sqft (121 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4440 TEFT RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 OF SEC 16 EXC N 33 FT OF W 1353 FT THEREOF ALSO EXC S 327.5 FT OF N 360.5 FT OF W 618 FT THEREOF ALSO EXC W 528 FT OF E |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11902 |
4440 Teft Rd is owner-occupied and held in a trust since October 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10843 SPENCER RD, SAINT CHARLES, MI 48655-9572 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 0000004143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 15, 2022 |
| Property Address | 4440 TEFT RD, SAINT CHARLES, MI 48655-9550 |
| Document Number | 0000004143 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2022004143 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10843 SPENCER RD, SAINT CHARLES, MI 48655-9572 |
The 2025 property tax bill for 4440 Teft Rd was $6,768 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,600 | $809,200 | |
| 2025 | $6,768.00 Homeowner's exemption | ||
| 2023 | $284,000 | $568,000 | |
| 2022 | $4,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4440 Teft Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 593.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4440 Teft Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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