Lake County property record for 4440 Summit St, Willoughby, OH 44094 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,190 sqft Living Area |
| Lot Size | 11,282 sqft (0.259 acres) |
| Garage | Detached, 594 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2011) |
| Primary APN | 27-A-026-A-00-002-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,480 sqft Gross Area |
| 1st Floor | 870 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,282 sqft (0.259 acres) |
| Depth X Width | 188 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 594 sqft Garage |
| Porch Area | 450 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4440 SUMMIT ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7823 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TRACT 13 |
| Legal Subdivision | STORM SURVEY |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Minor Civil Division | WILLOUGHBY |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 201400 |
Source: Lake County records · APN 27-A-026-A-00-002-0
Assessment roll updated December 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Aug 25, 2025 | Transfer on Death Deed, Transfer |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2011 · Amount on Record |
| Deed Sale | Aug 04, 2011 · Amount on Record |
| Prior Sale | Jul 26, 1982 |
| Deed Doc Number | 201117442 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000026069 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025R026069 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 25, 2025 |
| Property Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Document Number | 0000018353 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025R018353 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Name | Verified Name |
|---|---|
| Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030248 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020R030248 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | 41050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Nov 01, 2023 |
| Change Frequency | Annually |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4440 SUMMIT ST, WILLOUGHBY, OH 44094-7823 |
| Document Number | 0000005376 |
| Instrument Date | Mar 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4440 SUMMIT ST WILLOUGHBY OH 440947823, WILLOUGHBY, OH 44094-7823 |
| Document Number | 0000005376 |
|---|---|
| Date | Mar 07, 2018 |
| Instrument | 5376 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.59% |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,300 (+19.27%) Land $18,490 Building $70,810 | $255,150 (+19.28%) Land $52,840 Building $202,310 | |
| 2023 | $7,088.00 (+54.29%) Homeowner's exemption | $74,870 (-) Land $15,240 Building $59,630 | |
| 2022 | $4,594.00 Homeowner's exemption | $74,870 Land $15,240 Building $59,630 | |
| 2021 | $213,900 Land $43,530 Building $170,370 |
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