4440 Romano St, Sebring, FL 33872 Property Records

Highlands County property record for 4440 Romano St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 2023
Lot Size	0.236 acres (10,277 sqft)
Owner	2 Company Names on File
Last Sale	$289,560 (Jun 2023)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C044804070500140`

Property Details

APN / Parcel Number

Primary APN	`C044804070500140`
Alternative APN	`C-04-34-28-040-7050-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,796 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,277 sqft (0.236 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4440 ROMANO ST
City	SEBRING
State	FL
Zip	33872-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 14 BLK 705
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	705
Legal Lot Number	14
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2140
Census Tract	960503

Owner

4440 Romano St is owned by a company that bought it in June 2023 and is owner-occupied.

Source: Highlands County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	4440 ROMANO ST, SEBRING, FL 33872-2212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS INC
Oct 26, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 15, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
May 12, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 19, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 12, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	20232157067
Deed Book / Page	2982 / 1395
Prior Transfer Date	Oct 26, 2021
Prior Transfer Doc	0002060877
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 22, 2023
Property Address	4440 ROMANO ST, SEBRING, FL 33872-2212
Document Number	0002157067
Book / Page	2982 / 1395
Map Reference	MB 15 PG 65
Instrument Date	Jun 20, 2023
Instrument	2157067
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4440 ROMANO ST, SEBRING, FL 33872-2212

Mortgage

Document Number	0029821396
Date	Jun 22, 2023
Instrument	2982/1396

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 26, 2021
Property Address	4440 ROMANO ST, SEBRING, FL 33872-2212
Document Number	0002060877
Book / Page	2860 / 1861
Map Reference	MB 15 PG 65
Instrument Date	Oct 26, 2021
Instrument	2060877
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15534, IRVINE, CA 92623-5534

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 15, 2021
Property Address	4440 ROMANO ST, SEBRING, FL 33872-2212
Document Number	0002039311
Book / Page	2830 / 1299
Map Reference	MB 15 PG 65
Instrument Date	Jun 6, 2021
Instrument	2039311
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 SUN N LAKE BLVD, SEBRING, FL 33872-2114

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 12, 2021
Property Address	4440 ROMANO ST, SEBRING, FL 33872-2212
Document Number	0002033794
Book / Page	2822 / 1451
Map Reference	MB 15 PG 65
Instrument Date	Apr 28, 2021
Instrument	2033794
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 SUN N LAKE BLVD, SEBRING, FL 33872-2114
Investor	Possibly a Property Investor

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 19, 2021
Property Address	4440 ROMANO ST, SEBRING, FL 33872-2212
Document Number	0002029965
Book / Page	2817 / 381
Map Reference	MB 15 PG 65
Instrument Date	Feb 9, 2020
Instrument	2029965
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 N ST, WEST PALM BEACH, FL 33401-6611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PAVILION LANE, HORSESHOE BEND, AR 72512

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 27, 2019
Property Address	4440 ROMANO ST, SEBRING, FL 33872
Document Number	0001969074
Book / Page	002730 / 000753
Instrument Date	Dec 19, 2019
Instrument	1969074
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	515 N FLAGLER DR WEST PALM BEACH FL 334014321, WEST PALM BEACH, FL 33401-4321

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 9, 2019
Property Address	4440 ROMANO ST, SEBRING, FL 33872
Document Number	0001966653
Book / Page	002726 / 001980
Instrument Date	Nov 15, 2019
Instrument	1966653
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2.10
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	301 THELMA DR #521 CASPER WY 826092325, 521, CASPER, WY 82609-2325

September 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 12, 2018
Property Address	4440 ROMANO ST, SEBRING, FL 33872
Document Number	0001911216
Book / Page	002655 / 000963
Instrument Date	Sep 10, 2018
Instrument	1911216
Transaction Type	Foreclosure
Record Updated	Sep 20, 2018

Transaction

Amount	Amount on Record
Tax	$14.69
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 278 RYE NY 105800278, RYE, NY 10580-0278
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4440 Romano St was $3,577 with a homeowner's exemption, up 10.3% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00 (+10.3%) Homeowner's exemption	$218,795 Land $14,500 Building $204,295	$218,795 Land $14,500 Building $204,295
2024	$3,243.00 (+538.39%)
2023	$508.00 (+519.51%)	$11,500 (+187.5%) Land $11,500	$11,500 (+187.5%) Land $11,500
2022	$82.00	$4,000 Land $4,000	$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4440 Romano St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4440 Romano St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Romano St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures