4440 Kerth Circle Xing, Saint Louis, MO 63128 Property Records

St. Louis County property record for 4440 Kerth Circle Xing, Saint Louis, MO 63128

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,440 sqft · built 2003
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Tax Bill$4,121 (2025)
Deeds & MortgagesOct 2025 Sale
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN30K-13-0492

Property Details

APN / Parcel Number

Primary APN30K-13-0492

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,412 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions44 ft deep x 44 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area160 sqft
Deck Area66 sqft
Patio Area66 sqft
Balcony Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4440 KERTH CIRCLE XING
CitySAINT LOUIS
StateMO
Zip63128-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionVILLAS AT KERTH CROSSING (THE) LOT 5
Legal SubdivisionVILLAS AT KERTH CROSSING (THE)
Legal Lot Number5
JurisdictionST LOUIS MO
Township / Civil DivisionTESSON FERRY
Census Block Group1
Census Block1011
Census Tract221338

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4440 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3131
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Warranty Deed, Transfer
AGENCY TITLE GROUP LLC, REGENCY TITLE GROUP LLC
Aug 9, 2019Deed of Trust, Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2025
Deed SaleOct 10, 2025
Prior SaleMar 2, 2012 · Amount on Record
Deed Document Number2025185
Prior Transfer DateMay 4, 2012
Prior Transfer Doc0200011204
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateOct 10, 2025
Property Address4440 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3131
Document Number2025101000185
Map ReferenceMB 351 PG 26
Instrument DateOct 7, 2025
Instrument2025101000185
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyAGENCY TITLE GROUP LLC, REGENCY TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 NAZARETH LN # LNRM232, LNRM232, SAINT LOUIS, MO 63129-1715

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4440 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3131

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address4440 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3131
Document Number0236581540
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4440 KERTH CIRCLE XING ST LOUIS MO 631283131, ST LOUIS, MO 63128-3131

Mortgage

Document Number0236581540
DateAug 16, 2019
Book Page023658/001540
Instrument276
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictMehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,030 (-) Land $18,430 Building $47,600$347,500 (-) Land $97,000 Building $250,500
2025$4,121.00 (+4.94%)$66,030 (+12.89%) Land $18,430 Building $47,600$347,500 (+12.9%) Land $97,000 Building $250,500
2024$3,927.00 (+1.29%)$58,490 (-) Land $7,680 Building $50,810
2023$3,877.00 (+8.36%)$58,490 (+7.01%) Land $7,680 Building $50,810$307,800 (+6.99%) Land $40,400 Building $267,400
2022$3,578.00$54,660 Land $11,510 Building $43,150
2021$287,700 Land $60,600 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: T-Mobile.

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