4440 Kathy Ave, Naples, FL 34104 Property Records

Collier County property record for 4440 Kathy Ave, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,331 sqft · built 1973
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2021)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`225100 F 45A01`

Property Details

APN / Parcel Number

Primary APN	`225100 F 45A01`
Alternative APNs	`26532440002050500F45` `26532440002`

Interior

Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	1,331 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Lot Area	20,473 sqft (0.47 acres)
Pool Area	392 sqft
Deck Area	328 sqft

Location & Zoning

Street Address	4440 KATHY AVE
City	NAPLES
State	FL
Zip	34104-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	COCONUT CREEK UNIT 3 BLK F LOT 4
Legal Range	25
Legal Township	50
Legal Section	1
Legal Subdivision	COCONUT CREEK UNIT 3
Legal Tract	225100
Legal Block	F
Legal Lot Number	4
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10602

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4440 KATHY AVE, NAPLES, FL 34104-9000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNISON AGREEMENT CORP
Jan 10, 2023	Intrafamily Transfer, Transfer
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	20216120663
Deed Book / Page	6004 / 3749
Last Transfer Date	Jan 6, 2022
Transfer Doc	0062050750
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4440 KATHY AVE, NAPLES, FL 34104-9000
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	COTTRELL LAW AND TITLE GROUP, COTTRELL LAW & TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 KATHY AVE, NAPLES, FL 34104-9000
Investor	Possibly a Property Investor

Mortgage

Document Number	0062620561
Date	Jun 27, 2023
Book Page	6262/561
Instrument	6421211

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 10, 2023
Property Address	4440 KATHY AVE, NAPLES, FL 34104-9000
Document Number	0062050750
Book / Page	6205 / 750
Map Reference	MB 3 PG 48
Instrument Date	Jan 6, 2022
Instrument	6348968
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4440 KATHY AVE, NAPLES, FL 34104-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4440 KATHY AVE, NAPLES, FL 34104-9000

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 30, 2021
Property Address	4440 KATHY AVE, NAPLES, FL 34104-9000
Document Number	0060043749
Book / Page	6004 / 3749
Map Reference	MB 3 PG 48
Instrument Date	Aug 23, 2021
Instrument	6120663
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CYPRESS TITLE AND ESCROW INC, CYPRESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4650 YACHT HARBOR DR # 112112, 4650, NAPLES, FL 34112-4247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4440 KATHY AVE, NAPLES, FL 34104-9000

Mortgage

Document Number	0060043752
Date	Aug 30, 2021
Instrument	6004/3752

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,969 (+2.7%)	$477,337 (+6.12%) Land $320,602 Building $156,735
2025	$4,511.00 (+1.67%) Homeowner's exemption Widower's exemption	$449,824 (+0.81%) Land $304,572 Building $145,252	$449,824 (+0.81%) Land $304,572 Building $145,252
2024	$4,437.00 (+1.07%)
2023	$4,390.00 (-19.18%) Homeowner's exemption Widower's exemption	$446,197 (-13.25%) Land $335,630 Building $110,567	$446,197 (-13.25%) Land $335,630 Building $110,567
2022	$5,432.00 Homeowner's exemption	$514,338 Land $399,750 Building $114,588	$514,338 Land $399,750 Building $114,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 364 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 34 condo units
Nearby Flood Claims	239 (1982–2024)
Claims Outside the SFHA	12 of 239
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 67 claims Hurricane Ian, Sep 2022 · 62 claims Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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