4440 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4440 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,324 sqft · built 2001
Lot Size	0.157 acres (6,875 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Oct 2021)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-824`

Property Details

APN / Parcel Number

Primary APN	`211-60-824`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	1,278 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,875 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Pool Area	389 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4440 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Range	04E
Legal Township	05N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	127
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3004
Census Tract	612500

Owner

Source: Maricopa County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 17, 2025	Intrafamily Transfer, Transfer
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 18, 2020	Quit Claim Deed, Transfer MILLENNIAL HM LNDG INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	0001153587
Last Transfer Date	Dec 17, 2025
Transfer Doc	0000728450
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036

Mortgage

Document Number	0000054196
Date	Feb 2, 2024
Instrument	20240054196

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 17, 2025
Property Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Document Number	0000728450
Map Reference	MB 518 PG 23
Instrument Date	Dec 11, 2025
Instrument	20250728450
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2021
Property Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Document Number	0001153587
Map Reference	MB 518 PG 23
Instrument Date	Oct 21, 2021
Instrument	20211153587
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4519 E JAEGER RD, PHOENIX, AZ 85050-6837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036

Mortgage

Document Number	0001153588
Date	Oct 27, 2021
Instrument	20211153588

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 18, 2020
Property Address	4440 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Document Number	0000876236
Instrument Date	Sep 3, 2020
Instrument	876236
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4440 E THORN TREE DR CAVE CREEK AZ 853314036, CAVE CREEK, AZ 85331-4036

Mortgage

Document Number	876237
Date	Sep 18, 2020
Instrument	876237

Lender

Name	MILLENNIAL HM LNDG INC
Address	CHATSWORTH, CA 91311

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,060 (-0.85%)	$580,600 (-0.85%) Land $116,100 Building $464,500
2025	$1,697.00 (-19.23%)
2024		$58,560	$585,600 Land $117,100 Building $468,500
2023	$2,101.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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