4440 Diamond St, Apt 2, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4440 Diamond St, Apt 2, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 890 sqft · built 1972
Lot Size0.012 acres (523 sqft)
OwnerIndividual Name on Record
Last Sale$479,000 (Apr 2019)
Tax Bill$7,316 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-632-02

Property Details

APN / Parcel Number

Primary APN034-632-02
Alternative APN
  • 034-632-02-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area890 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area523 sqft (0.012 acres)
Garage TypeCarport
Garage Area231 sqft
CarportCarport
Carport Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4440 DIAMOND ST, 2
CityCAPITOLA
StateCA
Zip95010-3053
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMAP 000000 00000
Legal SubdivisionCAPITOLA SHORES TR #533
Legal Lot Number47
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1021
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address145 CABRILLO ST, CAPITOLA, CA 95010-3717
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Apr 12, 2019Grant Deed, Transfer · Conventional Mortgage
ETHOS LNDG
Oct 27, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Prior SaleJul 20, 2015 · Amount on Record
Deed Document Number20199236
Prior Transfer DateMay 21, 2014
Prior Transfer Doc0000016618
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4440 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3053
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4440 DIAMOND ST 2, 2, CAPITOLA, CA 95010-3053

Mortgage

Document Number0000042051
DateOct 16, 2020
Instrument2020-0042051
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 12, 2019
Property Address4440 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3053
Document Number0000009236
Instrument DateMar 28, 2019
Instrument9236
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$526.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 CABRILLO ST CAPITOLA CA 950103717, CAPITOLA, CA 95010-3717

Mortgage

Document Number9237
DateApr 12, 2019
Instrument9237
Lender
NameETHOS LNDG
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

October 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateOct 27, 2017
Property Address4440 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3053
Document Number0000036245
Instrument DateOct 24, 2017
Instrument36245
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 RENWICK WAY SANTA CRUZ CA 950623547, SANTA CRUZ, CA 95062-3547

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$545,020 (+2%) Land $381,514 Building $163,506
2025$7,316.00 (+10.48%)$534,334 (+4.04%) Land $374,034 Building $160,300
2023$6,622.00 (+1.36%)$513,584 Land $359,509 Building $154,075$543,690
2022$6,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

Nearby Properties on Diamond St

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