4440 Cutlass Dr, Captiva, FL 33924 Property Records

Lee County property record for 4440 Cutlass Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,902 sqft · built 2008
Lot Size0.267 acres (11,631 sqft)
Owner2 Company Names on Record
Last Sale$490,000 (Feb 2009)
Tax Bill$12,438 (2025)
Flood ZoneZone AE (high risk)
APN05-45-21-17-00004.0150

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00004.0150
Alternative APNs
  • 05452101000042010
  • 21054517000040150
  • 10003650

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area1,902 sqft Living Area
Gross Area4,005 sqft
1st Floor Area1,237 sqft
Upper Floors Area897 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area11,631 sqft (0.267 acres)
Lot Dimensions125 ft deep x 90 ft wide

Exterior Amenities

Pool Area312 sqft
PorchStoop
Porch Area397 sqft
Deck Area372 sqft
Patio Area684 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003650
Street Address4440 CUTLASS DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionMAP N END CAPTIVA IS PB 1 PG 61 PT OF LOT 4 AS DESC IN OR 0523 PG 0849
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block1
Legal Lot Number4
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1021
Census Tract80100

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2500 N LAKEVIEW AVE, 705, CHICAGO, IL 60614-4869
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2009 · Amount on Record
Deed SaleFeb 27, 2009 · Amount on Record
Prior SaleFeb 28, 2006
Deed Document Number200952582
Last Transfer DateNov 19, 2012
Transfer Doc0000270168
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,438.00 (-4.94%)$827,237 (-26.46%)$880,965 (-21.68%) Land $126,145 Building $754,820
2023$13,085.00 (+15.72%)$1,124,836 (+27.53%) Land $132,284 Building $992,552$1,124,836 (+27.53%) Land $132,284 Building $992,552
2022$11,307.00$882,051 Land $132,500 Building $749,551$882,051 Land $132,500 Building $749,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cutlass Dr

Nearby Streets

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