4440 Cotswold Rd, Pfafftown, NC 27040 Property Records

Forsyth County property record for 4440 Cotswold Rd, Pfafftown, NC 27040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,382 sqft · built 2003
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5898-15-9461.00`

Property Details

APN / Parcel Number

Primary APN	`5898-15-9461.00`
Alternative APNs	`5898159461000` `4748206J`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,382 sqft Living Area
Gross Area	4,766 sqft
1st Floor Area	1,883 sqft
Upper Floors Area	1,499 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	205 ft deep x 145 ft wide
Terrain	Other
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	144 sqft
Porch	Open Porch
Porch Area	263 sqft
Deck Area	288 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	4748206J
Street Address	4440 COTSWOLD RD
City	PFAFFTOWN
State	NC
Zip	27040-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS30
Legal Description	LO:206J BL:4748
Legal Subdivision	VIENNA CATCHALL 1
Legal Block	4748
Legal Lot Number	206J
Jurisdiction	FORSYTH NC
Township / Civil Division	VIENNA
Census Block Group	2
Census Block	2004
Census Tract	4104

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4440 COTSWOLD RD, PFAFFTOWN, NC 27040-9446
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT FSB
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 6, 2004
Transfer Doc	0024853739
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4440 COTSWOLD RD, PFAFFTOWN, NC 27040-9446
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036703723
Date	Jan 21, 2022
Book Page	3670/3723
Instrument	2022003375

Lender

Name	PIEDMONT FSB
Type	Bank
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4440 COTSWOLD RD, PFAFFTOWN, NC 27040-9446
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035023807
Date	Jan 14, 2020
Book Page	3502/3807
Instrument	2020001649

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,114.00 (+13.33%)	$648,900 (+38.83%) Land $53,700 Building $595,200	$648,900 (+38.83%) Land $53,700 Building $595,200
2023	$3,630.00	$467,400 Land $53,700 Building $413,700	$467,400 Land $53,700 Building $413,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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