Franklin County property record for 4440 Carmen Ln, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,292 sqft · built 1984 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,132 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-7-25.0-0-001-017.200 |
| Primary APN | 08-7-25.0-0-001-017.200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Split Foyer |
| Lot Area | 161,172 sqft (3.7 acres) |
| Patio Area | 45 sqft |
| Street Address | 4440 CARMEN LN |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-5800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:1 LOCUST LANE |
| Legal Range | 02E |
| Legal Township | 44 |
| Legal Section | 25 |
| Legal Subdivision | LOCUST LANE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 800702 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18566 MELROSE RD, WILDWOOD, MO 63038-1601 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 13, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LINDELL BANK & TRUST CO |
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit ROCKWOOD BK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Aug 17, 2011 |
| Last Transfer Date | Mar 13, 2024 |
| Transfer Doc | 0002402717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 13, 2024 |
| Property Address | 4440 CARMEN LN, PACIFIC, MO 63069-5800 |
| Document Number | 0002402717 |
| Map Reference | PB N PG 203 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2402717 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18566 MELROSE RD, WILDWOOD, MO 63038-1601 |
| Name | Verified Name |
|---|---|
| Address | 18566 MELROSE RD, WILDWOOD, MO 63038-1601 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4440 CARMEN LN, PACIFIC, MO 63069-5800 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002115913 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2115913 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4440 CARMEN LN, PACIFIC, MO 63069-5800 |
| Document Number | 0000000955 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 246 GLENCOE MO 630380246, GLENCOE, MO 63038-0246 |
| Document Number | 0000000955 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 955 |
| Name | ROCKWOOD BK |
|---|---|
| Type | Bank |
| Address | WILDWOOD, MO 63040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 22, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,132.00 (+32.77%) | $40,638 (+22.27%) | $213,880 (+22.27%) Land $47,150 Building $166,730 |
| 2023 | $2,359.00 (+14.51%) | $33,237 | $174,930 Land $43,500 Building $131,430 |
| 2022 | $2,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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