4440 3rd St NW, Hickory, NC 28601 Property Records

Catawba County property record for 4440 3rd St NW, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,487 sqft · built 1991
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Trust Names on File
Last Sale	$748,500 (Oct 2018)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3715-17-21-0385`

Property Details

APN / Parcel Number

Primary APN	`3715-17-21-0385`
Alternative APN	`0062449`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,487 sqft Living Area
1st Floor Area	6,974 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	33,541 sqft (0.77 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	260 sqft
Patio Area	1,016 sqft
Canopy	616 sqft
Gazebo	225 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4440 3RD ST NW
City	HICKORY
State	NC
Zip	28601-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B PL 27-165
Legal Subdivision	MOORES FERRY PHASE 5
Legal Lot Number	B
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1008
Census Tract	10502

Owner

4440 3rd St NW is owner-occupied and held in a trust since October 2018.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4440 3RD ST NW, HICKORY, NC 28601-9008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Aug 29, 2012 · Amount on File
Deed Document Number	201817353
Deed Book / Page	3476 / 1115
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 12, 2018
Property Address	4440 3RD ST NW, HICKORY, NC 28601-9008
Document Number	0034761115
Book / Page	03476 / 1115
Map Reference	MB27 PG165
Instrument Date	Oct 12, 2018
Instrument	17353
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4440 3RD ST NW, HICKORY, NC 28601-9008

Mortgage

Document Number	0000017354
Date	Oct 12, 2018
Instrument	17354

Lender

Name	AMALGAMATED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4440 3rd St NW was $3,806, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,200 (-) Land $331,500 Building $623,700
2025	$3,806.00 (-53.31%)	$955,200 Land $331,500 Building $623,700
2024	$8,152.00
2023	$8,152.00	$955,200 Land $331,500 Building $623,700	$955,200 Land $331,500 Building $623,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4440 3rd St NW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4440 3rd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20