444 Whirl Ln, La Plata, MD 20646 Property Records

Charles County property record for 444 Whirl Ln, La Plata, MD 20646

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.043 acres (1,873 sqft)
Owner	Individual Name on Record
Last Sale	$399,990 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-362643`

Property Details

APN / Parcel Number

Primary APN	`06-362643`
Alternative APN	`362643`

Exterior

Architectural Style	Townhouse
Lot Area	1,873 sqft (0.043 acres)

Location & Zoning

Account Number	362643
Street Address	444 WHIRL LN
City	LA PLATA
State	MD
Zip	20646-9446
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	TDX
Legal Description	LOT 213 PH = 0.0425 PINEGROVE NBHD A TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Lot Number	213
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2003
Census Tract	851004

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	444 WHIRL LN, LA PLATA, MD 20646-9446
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Deed Book / Page	14032 / 361
Record Updated	Oct 29, 2026

April 2026: Deed

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 15, 2026
Property Address	444 WHIRL LN, LA PLATA, MD 20646
Document Number	1403000361
Book / Page	14032 / 361
Instrument Date	Mar 27, 2026
Record Updated	Apr 27, 2026
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$403,989.90
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 WHIRL LN, LA PLATA, MD 20646

Mortgage

Document Number	1403000371,
Date	Apr 15, 2026
Book Page	14032/371

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$357,033 (+346.29%)	$384,800 (+381%) Land $95,000 Building $289,800
2025	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Fiber · Cable	2,000 / 2,000