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444 Watson Bay, Stone Mountain, GA 30087 Property Records

DeKalb County property record for 444 Watson Bay, Stone Mountain, GA 30087

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,624 sqft · built 1996
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$181,500 (Jun 1997)
Tax Bill$3,886 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18 028 07 006

Property Details

APN / Parcel Number

Primary APN18 028 07 006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,624 sqft Living Area
Gross Area3,835 sqft
Attic Area168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area420 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Old Parcel Number1802807006
Street Address444 WATSON BAY
CitySTONE MOUNTAIN
StateGA
Zip30087-6198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCD
Legal DescriptionCITY/MUNI/TWP:UNINCORPORATED
Legal SubdivisionHARBOR POINTE AT WATERS EDGE
Legal BlockA
Legal Lot Number716 7
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group3
Census Block3003
Census Tract23325

Owner

Source: DeKalb County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address444 WATSON BAY, STONE MOUNTAIN, GA 30087-6198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · VA Mortgage
PENTAGON FEDERAL CREDIT UNION
Jan 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 1997 · Amount on Record
Deed SaleJun 16, 1997 · Amount on Record
Deed Document Number0000946787
Deed Book / Page9467 / 87
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address444 WATSON BAY, STONE MOUNTAIN, GA 30087-6198
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address444 WATSON BAY, STONE MOUNTAIN, GA 30087-6198

Mortgage

Document Number0292830731
DateApr 19, 2021
Book Page0000029283/0000000731
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address444 WATSON BAY, STONE MOUNTAIN, GA 30087-6198
Document Number0273600042
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address444 WATSON BAY STONE MOUNTAIN GA 300876198, STONE MOUNTAIN, GA 30087-6198

Mortgage

Document Number0273600042
DateJan 25, 2019
Book Page027360/000042
Instrument23917
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 24, 2044

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,886.00 (+1.73%) Homeowner's exemption$148,880 (+23.33%) Land $18,040 Building $130,840$372,200 (+23.33%) Land $45,100 Building $327,100
2022$3,820.00$120,720 Land $18,040 Building $102,680$301,800 Land $45,100 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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