444 Wateree St, Lancaster, SC 29720 Property Records

Lancaster County property record for 444 Wateree St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,526 sqft · built 1988
Lot Size	0.964 acres (41,994 sqft)
Owner	Individual Name on Record
Last Sale	$278,900 (Mar 2026)
Tax Bill	$534 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0069M-0C-001.00`

Property Details

APN / Parcel Number

Primary APN	`0069M-0C-001.00`
Alternative APN	`65209`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,258 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,994 sqft (0.964 acres)
Lot Width	186 ft Width
Garage Type	Mixed
Garage Area	280 sqft
Porch	Porch
Porch Area	72 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	65209
Street Address	444 WATEREE ST
City	LANCASTER
State	SC
Zip	29720-7295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	186X181X300X188
Legal Subdivision	STAR C
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2007
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	444 WATEREE ST, LANCASTER, SC 29720-7295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Document Number	20263447
Deed Book / Page	2034 / 109
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 13, 2026
Property Address	444 WATEREE ST, LANCASTER, SC 29720-7295
Document Number	0000003447
Book / Page	2034 / 109
Map Reference	PL 9455
Instrument Date	Mar 13, 2026
Instrument	2026003447
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 WATEREE ST, LANCASTER, SC 29720-7295

Mortgage

Document Number	0000003448
Date	Mar 13, 2026
Instrument	2026003448

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	444 WATEREE ST, LANCASTER, SC 29720-7295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000490
Date	Jan 11, 2021
Book Page	4258/243
Instrument	2021000490

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$534.00 (+19.2%)	$5,659 (+15.02%) Land $646 Building $5,013	$163,000 (+32.52%) Land $18,600 Building $144,400
2024	$448.00 (+0.45%)
2023	$446.00	$4,920 Land $744 Building $4,176	$123,000 Land $18,600 Building $104,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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